The article explores the economic content and significance of ensuring economic
and financial stability of insurance companies. It examines the economic environment of
insurance, its sensitivity to changes, and, through financial and statistical analysis, the scientific
and practical aspects of ensuring the stability of insurance companies are studied. The article also
discusses risk management strategies, regulatory documents, and their financial impact, which
are essential for maintaining stability. The financial stability of insurance companies not only
influences the sector itself but also has a significant impact on the national economy. Therefore,
the article presents proposals and recommendations aimed at strengthening the insurance system
in the economies of various countries.

The article discusses the issues of ensuring economic stability, as well as the approaches developed by economists to determine this indicator. Based on the studied data, a system for assessing the economic stability of industrial enterprises has been proposed.

This article examines the concept of qualitative economic growth and its role as a central indicator of Uzbekistan's economic development. In contrast to traditional measures focused solely on GDP growth, qualitative economic growth emphasizes sustainable development, structural diversification, productivity growth, income equality, and social well-being. The study analyzes Uzbekistan's economic trajectory over the past decade, focusing on improvements in industrial production, investments in human capital, technology adoption, and institutional reforms. Using qualitative and quantitative data, the article assesses how macroeconomic stability, structural reforms, and regional development initiatives contribute not only to the volume but also to the quality of growth. The article concludes with recommendations for improving the quality of growth, including diversifying the economy, developing high-value industries, strengthening social protection, and improving governance efficiency.

This article examines the role and significance of the exchange rate in ensuring macroeconomic stability in Uzbekistan. The focus is on the economic consequences arising from changes in the national currency’s exchange rate, particularly on inflation levels, the balance of foreign trade, and economic growth. The study analyzes the Central Bank's currency policy, methods of managing foreign exchange reserves in the national economy, and factors affecting external economic activities. The article reviews the volatility of the exchange rate and its impact on economic stability based on international experiences, offering effective mechanisms that can be applied in the context of Uzbekistan. This article holds theoretical and practical significance for specialists, researchers, and public administration representatives dealing with currency policy and macroeconomic stability.

This article presents a scientific analysis of the key factors and prospects for ensuring economic security in small business and private entrepreneurship activities. The article analyzes the necessary indicators for ensuring the economic security of small business entities, including financial stability, competitiveness, technological innovations, financial management systems, digital security, and market diversification. The research provides recommendations and prospects for enhancing economic security for small businesses.

This article presents modern trends in the development of foreign economic
relations of the region, strategies and practices aimed at strengthening economic ties between countries and regions, as well as globalization and integration of these modern trends, digital economy, sustainable development, development of transport, logistics infrastructure, innovation and technological progress. These trends are the main factors in the development of interregional economic relations, which serve to ensure economic growth, increase trade and investment flows, and support sustainable development. In our country, these trends play an important role in ensuring the country's economic stability and increasing its competitiveness in international
trade.

This article provides forecasts for global and domestic economic growth, inflation, employment, investment, and other macroeconomic developments. This article analyzes the expected economic developments in 2025, including forecasts and analyses made by economists. It also considers how economic policy, world trade, and technological innovations are expected to affect economic development. The article provides economic analysis and views on global crises, sustainable growth strategies, job creation, and ways to ensure economic stability. The macroeconomic forecasts for 2025 discuss interstate cooperation, the renewal of the global economy, and the economic impact of new technologies.

The article discusses the growing importance of the informatization sector in the economy of Uzbekistan. The development of information technologies and their integration into the economic system play an important role in ensuring the country's economic growth, increasing efficiency and competitiveness. Informatization allows to further simplify and accelerate economic processes through the introduction of modern technologies, especially in the areas of public administration, business and education. In particular, the digital economy, e-commerce, online services, as well as the use of databases and artificial intelligence technologies allow to achieve effective resource management and optimize production and service processes. The development of informatization also affects the improvement of the business environment, the creation of new jobs and ensuring economic stability. The article discusses the integration of information technologies into the economy, digital transformation processes and related economic results. The report also analyzes the opportunities and challenges arising from the transition of Uzbekistan to a digital economy.

This article discusses the main factors for increasing the value of enterprises since they are an important goal of the national economy. In world practice, there is no unified approach to the factors influencing the increase in the value of an enterprise. Therefore, in order to increase the value of the enterprise, the formation and analysis of a system of indicators characterizing its financial stability, and measures to ensure financial stability were studied in detail.

This article is devoted to the study of the economic essence of the financial stability of insurance companies in the context of Uzbekistan. Particular attention is paid to various aspects of determining financial stability that are unique to the Uzbek insurance market. The study is based on an analysis of current data and literature sources, as well as on the experience of experts in the insurance industry.

This article analyzes scientific research conducted in the field of financial planning and highlights their theoretical and practical aspects. The role of financial planning in economic processes, its tasks at the strategic and tactical levels, and its impact on the financial stability of enterprises were analyzed on a scientific basis. Also, based on the experience of foreign countries, modern methods of financial planning, including budgeting, financial modeling, scenario analysis, and risk management, were studied. The results of the analysis show that financial planning is an important management tool that ensures economic growth and stability. Its effectiveness is directly related to the use of a correct information base, advanced accounting methods, and international standards.

The tax system in Uzbekistan has been evolving as a result of recent reforms, bringing about challenges such as the complexity of tax legislation, the incomplete digitalization process, and financial risks affecting the economic stability of taxpayers. This article explores the specific features of tax risk management in the Republic of Uzbekistan and the measures to mitigate these risks. The article outlines proposed methods for managing tax risks, including simplifying legislation, enhancing digitalization, and strengthening tax control. Additionally, concrete proposals aimed at improving the efficiency of the tax system are provided. The article is intended to contribute to the improvement of tax system efficiency and the overall economic stability of the country.

The article examines the current issues of improving the efficiency of managing the entrepreneurial activities of sports organizations in Uzbekistan. An economic mechanism is proposed, aimed at optimizing the processes of income generation, expense control, and enhancing the overall financial stability of a sports organization. The mechanism includes financial-economic, marketing, organizational-managerial, and control-analytical blocks. The effectiveness of the proposed mechanism is demonstrated using the example of the "Lokomotiv" football club; its main sources of income and expenditure directions are analyzed, and target indicators for performance assessment are also proposed.

The article discusses the impact of Islamic finance on economic changes in the process of achieving economic stability and improving reforms in our country. At the same time, the author expressed his views as one of the most important factors leading to significant and complex changes in the structure, systems and activities of the modern economy, which is one of the most important factors that determine a stable increase in the level of production, competitiveness and general economic well-being. The author further strengthened these views based on the statistics presented by country and year.

This article discusses the importance of foreign investments in the macroeconomic stability of the country, the problems observed in direct attraction of foreign investments, large-scale reforms carried out in recent years in order to achieve stable economic growth in our country. Ways to increase the amount of investments per capita will be studied. In the analysis part, the factors affecting macroeconomic stability are analyzed in depth through comparative and selective methods and results are obtained. Based on the observations and analysis, conclusions and suggestions are given.

Investment activities of insurance companies are important for ensuring financial stability and improving the economic condition of the enterprise. Such activities depend on risk management, ensuring liquidity, compliance with financial and economic systems, as well as technological innovations. At the same time, insurance companies strive to maintain their stability by diversifying investment activities, minimizing risks, ensuring liquidity and making decisions in accordance with strategic goals. The use of technology, the use of innovative analytical tools and adaptation to global economic conditions are important factors in their practice.

In this article, the factors affecting the level of problem loans are studied. Many factors such as macroeconomic, financial, social, and personal factors are discussed in the analysis. Macroeconomic conditions, especially inflation, unemployment, and credit rates, credit problems will have a big impact on the level. Also, the credit policies of financial institutions and the low level of financial literacy may also have a negative effect on the ability of credit borrowers to repay their debts. Social factors, for example, people not being able to accurately assess their financial situation or not being well prepared for economic shocks, cause the level of problem loans to increase. Personal factors, including the borrower's ability to make rational financial decisions, personal past economic experience, or problems related to forgotten obligations play a large role.

The article explores the definitions formulated by economists of the term “economic stability”, one of the most relevant economic concepts of today, and highlights the system of indicators reflecting the sustainable development of the national economy.

This article highlights the urgent issues of ensuring and effectively managing the competitiveness of food industry enterprises under market economy conditions. It analyzes the need for innovative development of enterprises during economic reforms, improving production efficiency, enhancing marketing strategies, and introducing modern management mechanisms. Moreover, it outlines the prospects for achieving sustainable economic growth of industrial enterprises by developing a competitive environment, increasing export potential, and ensuring the stability of the domestic market with food products. The research results are of practical importance for determining strategic directions of competitiveness management and strengthening the economic stability of food industry enterprises.

Investment activity is one of the key factors ensuring the economic growth of any country. The importance of investments is invaluable in introducing new technologies, expanding production capacities, creating jobs, and ensuring overall economic stability. However, the process of attracting investment involves a number of complex and risky factors. Therefore, providing investors with accurate and reliable financial information plays a crucial role in their decision-making process. In this context, the role of cash flow statements is extremely important. Cash flow statements clearly demonstrate how a company manages its financial capacity, liquidity, and debt obligations, as well as its ability to implement investments. The analysis of cash flows reflected in these statements provides potential investors with a clear understanding of the company’s future growth and sustainability. Consequently, cash flow statements play a significant role in promoting investment activity, serving as an essential tool in assessing a company’s financial health and prospects.

This article discusses measures aimed at stimulating economic growth, controlling inflation, and stabilizing the economy through the extremely important role of fiscal policy in ensuring economic stability, fiscal policy, public debt, tax levels, and public expenditure and revenue management.

This article analyzes the issues related to increasing the efficiency of investments directed to Uzbekistan. The role of investments in the structure of the country's gross domestic product (GDP), their impact on economic growth, and their importance in economic diversification are examined. In addition, promising directions are proposed for improving the investment climate, effectively managing investment projects, and optimizing the economic outcomes derived from investments.

This paper analyzes the structure of assets that ensure the stability of commercial banks and the factors affecting them using econometric methods. The main purpose of the study was to study such factors as the quality of banks' assets, liquidity indicators, the structure of the loan portfolio, as well as external economic factors. The results obtained using econometrics methods help commercial banks make important decisions to improve their sustainability. The practical significance of the research lies in the fact that it serves as a methodological basis for the formation of strategies aimed at the development of banking activities.

This article examines the processes of integration of traditional and Islamic banking activities, their impact on the global financial market, and the opportunities and challenges in this area. The study analyzes the economic efficiency of the creation of “Islamic windows” within traditional banks, their role in ensuring financial stability, and the possibilities of diversifying the financial market. It also highlights the importance of this integration in the stability of the banking system in developing countries and attracting foreign investment based on empirical and theoretical approaches. The article reveals the prospects for international financial cooperation and strengthening the position of Islamic finance in the global financial market.

The article sets the urgent task of achieving continuous economic growth in exchange for the liberalization of the economy, modernization of the country, ensuring macroeconomic stability at the current stage of reforms being implemented in our republic. This, in turn, is the basis for achievements in the economy - a market economy, the improvement of forms of ownership, sharp structural changes in the economy, the development of personal affairs and private entrepreneurship also serve to improve the welfare of the population.