Our article discusses the importance of international financial organizations and their role in economic development, as well as an analysis of Uzbekistan's current financial relations with international financial organizations and the prospects for expanding cooperation between them. The main areas of cooperation are analyzed using the example of the International Monetary Fund (IMF) and the World Bank.

After gaining independence, Uzbekistan established active relations with international financial institutions. In particular, it has implemented a number of major projects in the fields of agriculture, transport, healthcare, education, infrastructure, energy, and construction. In recent years, reforms aimed at liberalizing the economy and increasing investment attractiveness have led to further expansion of cooperation. The article highlights Uzbekistan's promising projects with these organizations aimed at sustainable development, green economy, inclusive economy, poverty reduction, employment generation, and creation of modern infrastructure through long-term strategies. As a result of this cooperation, it is envisaged that our country will strengthen its integration into the global economy.

At present, the intensification of globalization processes is accompanied by the progressive expansion and development of regional and international economic integration organizations. This phenomenon necessitates comprehensive scientific and practical analysis from a contemporary perspective. The article examines the current state of North American integration (NAFTA, USMCA), recognized as one of the most prominent regional economic integration frameworks globally. Additionally, it explores the developmental stages of this integration bloc, shedding light on the underlying causes of its transformations. The findings indicate that the dynamics of integration processes in this region demonstrate sustained and significant progress.

The article examines the specifics and effectiveness of applying integration mechanisms in sensitive areas of bilateral cooperation between the Russian Federation and the Republic of Uzbekistan. The focus is placed on analyzing those areas of interaction that require a special approach to regulation and alignment of interests, including trade and economic relations, the energy sector, and migration. An assessment of the existing integration instruments is carried out, and institutional and organizational barriers limiting their effectiveness are identified. Particular attention is given to the potential for further deepening cooperation within the framework of Eurasian integration processes and the search for optimal models of interaction that contribute to the growth of mutual economic benefits. The findings and recommendations obtained may be used in shaping strategies for the development of Russian-Uzbek relations and improving integration policies in the region.

This article describes the essence, importance and theoretical foundations of international economic integration. In addition, the article presents the stages of development of international economic integration and its impact on the economy of countries are described.

The article analyzes the state policy in digitalization, international cooperation, and innovative development of higher education in Uzbekistan. It examines university modernization processes, the implementation of digital technologies, the development of joint educational programs with foreign universities, as well as improving education quality and training specialists capable of critical thinking and lifelong learning. The role of the State Concept for the Development of Higher Education until 2030, the optimization of educational programs, and the growth dynamics of international students are highlighted. The study emphasizes the need for comprehensive innovative transformation of the higher education system for integration into the global educational space and sustainable national development.

This article presents a comprehensive analysis of student mobility and tourism flows in Central Asia, drawing on the experience of the European Union. The economic impact of student flows is assessed through empirical analysis, which confirms the long‑term economic efficiency of the “student‑tourist” synergy. Based on these findings, the study proposes a new integrative framework for the Central Asian states—the Silk Road Student Mobility Program. The model merges a digital platform, an integration network and financial instruments to create a unified regional ecosystem for student mobility. The paper offers science‑based, practical recommendations aimed at boosting the economic contribution of student tourism and deepening regional integration across Central Asia.

This article carried out a comparative analysis of the state of educational tourism, the place and importance of our country in the market of educational tourism, scientific research and views of foreign and domestic scientists in this regard, directions of integration at the international level, positive aspects of the development of educational tourism, statistical analysis of visits of foreign and domestic citizens for education.

The article examines the processes and challenges of transitioning Uzbekistan’s banking system to International Financial Reporting Standards (IFRS). The adoption of these standards, which are critical in the context of global economic integration, ensures the transparency, comparability, and reliability of financial reporting. In the Republic of Uzbekistan, the transition to IFRS is a vital component of economic reforms aimed at integrating banks into international financial markets and enhancing investor confidence. However, this process is accompanied by challenges, including the adaptation of the regulatory framework, training of qualified personnel, and development of information technology infrastructure. The article analyzes the key issues, challenges, and prospective solutions related to this transition.

The purpose of this study is to examine the impact of digitalization on tourism education and how it enhances workforce competencies for the digital age. A quantitative methodology was employed, utilizing an online survey distributed to 62 respondents, including students, teachers, and professionals in tourism, to gather insights on digital skills and educational adaptations in the sector. The findings reveal that digitalization has significantly transformed tourism education, with respondents emphasizing the importance of digital tools, AI, and personalized services.

The originality of this study lies in its exploration of emerging digital competencies required in the tourism workforce and its contribution to understanding how educational institutions can adapt to the evolving digital demands. It highlights the need for continuous skill development, digital literacy, and the integration of advanced technologies in tourism education to ensure competitiveness in the modern industry.

This article examines the processes of integration of traditional and Islamic banking activities, their impact on the global financial market, and the opportunities and challenges in this area. The study analyzes the economic efficiency of the creation of “Islamic windows” within traditional banks, their role in ensuring financial stability, and the possibilities of diversifying the financial market. It also highlights the importance of this integration in the stability of the banking system in developing countries and attracting foreign investment based on empirical and theoretical approaches. The article reveals the prospects for international financial cooperation and strengthening the position of Islamic finance in the global financial market.

The article analyzes the economic foundations of Uzbekistan's integration into the international trading system, in particular, the policy of participation in the World Trade Organization. The study reveals the impact of trade agreements on exports, investments and competitiveness. The importance of inclusiveness, institutional coordination and stakeholder participation in the formation of trade policy based on international and regional experience is highlighted. The empirical analysis is carried out using a panel regression model based on data for Uzbekistan, Kazakhstan and Kyrgyzstan for 2000–2024. The results show that WTO membership increases GDP by an average of 17%. It is also found that WTO membership improves the investment climate, increases export diversification and accelerates institutional reforms. According to the forecast analysis, by 2030, Uzbekistan's GDP could reach 245 billion US dollars under WTO membership. The article also focuses on the potential social and cross-sectoral risks of trade liberalization and provides practical recommendations for a balanced trade policy.

This article scientifically analyzes the stages of formation, legal foundations, and significance of the GOST standardization system operating in the countries of the Commonwealth of Independent States (CIS) within modern economic and industrial processes. In the course of the study, the role of GOST standards in industrial production, their importance in ensuring technical safety, their harmonization with national and international standards, as well as development prospects under conditions of digitalization are highlighted. The results of the study demonstrate that the GOST system is an important regulatory mechanism that strengthens economic integration among the CIS countries.

The results of a study aimed at increasing the attractiveness of population deposits in the Republic of Uzbekistan, strengthening confidence in the banking system and protecting the rights of depositors are presented. The study provides an in-depth analysis of the activities of commercial banks, the legislative framework and international experience. Based on international experience, the deposit guarantee system in countries such as Germany, Singapore and South Korea was compared in accordance with the conditions of Uzbekistan. It was noted that accelerated digitalization processes and automated return systems are of decisive importance in increasing depositors' confidence in the banking system. Based on the results of the study, recommendations were developed such as reducing the deposit repayment period, expanding digital services, increasing the guaranteed limit and developing marketing strategies. These measures create a basis for increasing the stability of the banking system of Uzbekistan and accelerating the process of integration with international financial markets.

This article analysis the development of MICE tourism (Meeting, Incentives, Conferences, Exhibitions or Events) has become one of the most dynamic directions in the global tourism industry, directly contributing to economic diversification, international cooperation, and the establishment of a favorable business environment. In the context of Uzbekistan, where the tourism sector is rapidly expanding, the integration of inclusivity principles into MICE tourism represents both a strategic necessity and an innovative approach. Inclusivity is understood as ensuring equal access and participation for all social groups, regardless of gender, age, physical ability, or regional background. This implies the creation of barrier-free infrastructure, accessible conference and exhibition facilities, the use of sign language interpretation, and the promotion of gender equality and youth engagement. The research emphasizes that inclusivity in MICE tourism not only broadens participation and strengthens social cohesion but also increases the competitiveness of Uzbekistan’s tourism market at the international level.

This article analyzes the problems of organizing international cargo transportation. It is noted that the economic indicators of the transport terminal system in international cargo transportation depend on the following indicators: the level of use of modern methods of organizing and planning rolling stock, as well as the growth rate of indicators of motor transport enterprises, the lack of a market for transport forwarding and customs warehouse services, in connection with this terminal business in all countries of the world is a large process of integration into logistics companies and transport and distribution centers.

This article examines how financial stability in agriculture can be enhanced through the integration of budgetary, insurance and banking mechanisms of agricultural financing. The main purpose of the study is to assess the synergistic effect of combining government budget support, agricultural insurance and commercial bank lending in the context of Uzbekistan’s rural sector. The methodological framework includes a literature review, correlation and regression analysis, an insurance pricing model, credit risk analysis and the assessment of a farm capitalization index. The empirical database is built using statistics from international organizations such as the IMF, FAO, World Bank and OECD, as well as official data from Uzbekistan. The results show that higher public agricultural expenditure reduces the volatility of agricultural growth, expanded insurance coverage improves farmers’ access to credit, and insured loans exhibit significantly lower default probabilities. The relatively low farm capitalization index indicates that Uzbekistan’s agricultural sector is undercapitalized and constrained in terms of long-term investments. The authors argue that the integrated use of budgetary support, insurance schemes and bank lending should be viewed as a strategic direction for strengthening financial stability in agriculture and propose practical policy recommendations for agricultural and financial authorities.

The article is devoted to the study of mechanisms for integrating digital technologies into the system of ensuring the economic security of industrial enterprises of the Republic of Uzbekistan based on the principles of a green economy. The work analyzes the current state of digital transformation in the industrial sector, identifying the synergistic effects of simultaneous implementation of digital and green technologies. The research is based on a comprehensive analysis of statistical data for the period 2019-2024, expert assessments, and international experience. Key components of economic security in the context of digitalization have been identified: cybersecurity, technological sovereignty, operational sustainability, and environmental responsibility.

The article examined the integration of the digital economy and public debt management, as well as the formation of new financial models. Innovative areas of Public Debt Management based on Artificial Intelligence, big data, Blockchain and fintech technologies were analyzed. Scientific conclusions were developed based on international experience and macroeconomic indicators of Uzbekistan.

The sustainable development of the national financial market is closely linked to the modern mechanisms of corporate capital formation and the efficiency of the securities market. This study provides a detailed analysis of the integration processes between corporate finance instruments and the capital market infrastructure, and scientifically highlights the impact of the securities market on investment processes. During the research, system analysis, comparative economic analysis, economic-statistical methods, and analysis of the regulatory and legal framework were employed. The results showed that the interaction between corporate finance and the securities market can optimize capital value, expand the investment opportunities of enterprises, and contribute to the sustainable growth of the national economy. Such measures ensure the transparency and competitiveness of the financial system and contribute to its improvement in line with international standards.

This article presents a scientific analysis of the integration of artificial intelligence technologies into assessment systems in higher education. It examines the challenges of traditional assessment, such as subjectivity, rigidity, and dependence on the human factor. The potential of artificial intelligence tools to automate assessment, increase transparency and accuracy, and analyze student performance in real time is substantiated. The article also provides proposals for developing assessment models based on advanced international practices.

Due to its efforts since 2017 to liberalize foreign trade, enhance diplomatic relations, and attract foreign investment, the Republic of Uzbekistan has become an active participant in the global economy. Notably, there has been significant growth in cooperation with economically developed partners such as the European Union and the Federal Republic of Germany in the areas of trade, investment, and social development. This article analyzes the foreign economic relations between the Republic of Uzbekistan and the Federal Republic of Germany, as well as the level of trade and economic integration between the two countries. The study explores existing opportunities for deepening bilateral cooperation. In addition, the article provides detailed information on new initiatives and projects, and discusses the potential outcomes that could be achieved in the future.

This paper analyzes international practices in implementing ERP systems within the digital economy, focusing on SAP technologies as a central enabler of integrated business operations. The study explores the historical evolution of ERP platforms, the shift toward in-memory architectures, and the specific advantages of SAP S/4HANA in industrial and oil & gas sectors. Based on global case studies, the paper identifies key determinants of successful ERP implementation, discusses potential risks and constraints, and provides actionable recommendations for organizations pursuing digital transformation.

This article analyzes the implementation of artificial intelligence technologies in commercial banking, examining their impact on operational efficiency, credit risk assessment, and customer service systems. International best practices were compared with the current state of the banking sector in Uzbekistan. The findings indicate that AI can reduce operational costs, enhance fraud-detection efficiency, and improve service speed; however, challenges related to data quality, algorithmic transparency, and cybersecurity remain. The study provides policy recommendations and practical measures to address these issues and to improve the effective integration of AI in banking operations.

This article provides a scientific analysis of the need to modernize the tourism services management system in Uzbekistan and identifies key challenges along with strategic directions for improvement. The study employs statistical analysis, comparative analysis, the TOWS matrix, and content analysis methods. The findings reveal that the sector still faces several critical issues, including institutional fragmentation, weak digital integration, uneven service quality across regions, limited staff qualifications, and insufficient marketing effectiveness. Furthermore, the research highlights that the development of smart tourism, implementation of digital platforms, adoption of international service quality standards, and increased involvement of local communities are crucial factors for modernizing the sector. The article proposes comprehensive solutions and serves as a valuable academic source for policymakers seeking to enhance tourism management in Uzbekistan

This article analyzes the theoretical models of digitalization in institutional development and their relevance to the financial system. Based on scholarly sources and international experience, it is demonstrated that digital technologies enhance transparency, ensure accountability, reduce transaction costs, and increase economic efficiency in the relations between the state and the private sector. The Technology Acceptance Model, the Diffusion of Innovations Theory, and Institutional Theory are examined as the main approaches to implementing digital solutions. The study also highlights national-level challenges, including insufficient digital infrastructure integration, weak incentive mechanisms for small and medium-sized enterprises, and cybersecurity risks. According to the author’s conclusions, aligning digital technologies with institutional reforms and international standards is a key factor in strengthening the stability of Uzbekistan’s financial system and building public trust.