This article examines the financing trends of business models of innovative entrepreneurship subjects, particularly startup ecosystems, in the national economy and mechanisms for assessing related risks. The support framework for startup projects through traditional and alternative financial instruments (venture capital, crowdfunding) under current digital transformation has been systematically analyzed. The results show that the sustainability of innovative business models depends on the correct forecasting of their financial flows and strategies for minimizing specific risk factors. In conclusion, practical proposals have been developed to increase the financial sustainability of national startup projects and reduce risks in their business models

This article analyzes the theoretical and practical aspects of implementing innovative models of corporate governance in joint-stock companies of Uzbekistan. The study examines issues related to revising corporate strategies, strengthening the role of independent supervisory boards, expanding stakeholder participation, developing a responsible governance model based on ESG principles, and directing corporate culture towards innovation. Particular attention is paid to the analysis of models aimed at increasing transparency, accountability, and responsibility in corporate governance. The scientific and practical results have made it possible to develop recommendations for adapting the corporate governance system of Uzbekistan to international standards and enhancing the investment attractiveness of joint-stock companies

This article analyzes the issues of improving innovative models for the development of the vocational education services market and their methodological foundations. The relevance of the study stems from the need to adapt the education system to the requirements of the labor market. The research employs methods of system analysis, comparative approach, and economic modeling. The results demonstrate the significant role of innovative models in improving educational efficiency. The author has developed methodological recommendations aimed at developing the vocational education services market

The article analyzes the progress of the Triple Helix innovative model, the reasons and conditions for its change. The original model considered the interaction of the state, business structures and the scientific (including university) community. The article demonstrates how the interaction of elements becomes more complex with the emergence of the fourth, called "public" (media, culture, creative industry, etc.). The role of this element in the Quadruple Helix innovative model is studied. The significance of the work lies in clarifying the characteristics and conditions for the complication of innovative interaction. The Fivefold Helix innovation model illustrates what qualitative changes occur in the relationships of innovation process participants. It accumulates ecological and social aspects of development.

Poverty reduction analysis and models based on the development of small business and private entrepreneurship are carried out in order to strengthen economic growth, social stability and economic policy of the state. There are several main approaches in these analyses and models. Below we will briefly touch on the main approaches and models related to poverty reduction and the development of medium-sized businesses. In the fight against poverty, various state assistance and subsidy programs, as well as the development of social protection systems, are of great importance. These programs often involve the provision of certain funds or services to low-income families.

The article presents a comparative analysis of traditional, innovative, and creative economic relations. It elaborates the value-creation model in the creative economy, which is based on creativity, intellectual property, and digital platforms. The study highlights the significance of scientific and technological innovations within the innovative economic model and characterizes the reliance of the traditional economy on material resources. The findings indicate that the integrated and harmonious development of these economic models contributes to increasing the efficiency of national economic growth

The article notes the need to improve the lending activities of commercial banks based on the introduction of digital technologies in the process of assessing the creditworthiness of potential borrowers. An analysis of innovative lending models in foreign countries is presented, issues of managing credit activities and credit risks, the main directions of development of digitalization of banking activities are considered

This article analyzes the importance, scientific, theoretical, and legal foundations for attracting investment in innovation. Investment is viewed as a key factor in transforming scientific ideas into new products and technologies. Scientific and theoretical approaches to the relationship between investment and innovation (Schumpeter, Drucker, the concept of national innovation systems, and endogenous growth models) are discussed. The legislative framework of the Republic of Uzbekistan is examined from a legal perspective, including the Laws "On Investments and Investment Activities" (2019), "On Innovation Activities" (2020), and the Innovative Development Strategy for 2022-2026. Venture capital financing mechanisms, regulatory testing platforms for startups, and international experience are discussed. The need for a comprehensive approach combining government support, private capital, and legal guarantees to ensure sustainable innovative growth is emphasized.

This article provides an in-depth analysis of the institutional-fiscal transformation of Special Economic Zones (SEZs) and their strategic role in innovative development. Drawing on both global and national experience, it examines the theoretical foundations of SEZs, tax and customs preferences, cluster-based economic models, digital infrastructure, and the integration of green technologies. The study explores the genesis of SEZ development, their central role in economic liberalization policies, and their position within international integration processes. It highlights that beyond tax incentives, key determinants of SEZ effectiveness include transparent governance, institutional coherence, the formation of innovative production clusters, and the development of skilled human capital. Ultimately, SEZs are positioned not only as tools for attracting investment but also as drivers of technological independence, economic sovereignty, and enhanced global competitiveness.

The article presents models and a systematic approach to assessing the potential for innovative development of the sphere of trade services to the population of the Kashkadarya region.

This study focuses on identifying key success factors in the implementation of active learning models in higher education. The research analyzes the pedagogical foundations of active learning approaches (problem-based learning, project-based learning, collaborative learning, flipped classroom), as well as institutional, methodological, and technological conditions for their effective application. Based on international and national literature, a systematic framework of success factors is developed. The findings contribute to improving teaching quality and promoting competency-based education in higher education institutions

This article highlights the importance of introducing digital technologies and blockchain systems in increasing the efficiency of innovative processes in the activities of commercial banks and ensuring competitiveness. The role of modern information technologies, in particular blockchain platforms, in the process of digitizing the bank lending system, their functional capabilities, level of security and efficiency of use are analyzed. The article also details the trends in the digitalization of the economy, the spread of mobile and Internet services, the share of the ICT sector in GDP, and the development of e-commerce. The need to use economic and mathematical (econometric) models in assessing and forecasting economic processes is substantiated.

In this study, the theoretical and methodological foundations of improving the mechanisms for increasing personnel potential in the service sector are deeply studied. In particular, the specific features of the service system, the need to form personnel with modern knowledge and skills, and the factors of effective use of labor resources are analyzed. In the course of the research, foreign experience was studied, and the possibilities of its application based on models adapted to national conditions were determined. Also, theoretical proposals are put forward for reforming the professional development system in the service sector, developing effective mechanisms based on criteria for assessing professional competence and innovative approaches. The research results have important scientific and practical significance in the development of human capital and the training of competitive personnel in the service sector.

Ushbu maqolada O‘zbekiston Respublikasida oilaviy tadbirkorlik faoliyatini samarali boshqarish mexanizmlarini o‘rganishga bag‘ishlangan. Tez o‘zgarib borayotgan iqtisodiy sharoitda oilaviy tadbirkorlik mamlakat iqtisodiyotini barqaror rivojlantirishning muhim elementiga aylanib bormoqda. Muallif zamonaviy boshqaruv modellarini tahlil qiladi, oilaviy biznes duch keladigan asosiy muammo va qiyinchiliklarni aniqlaydi, shuningdek, ularni optimallashtirish bo'yicha tavsiyalar beradi. Innovatsion strategiyalarni amalga oshirish, raqamli texnologiyalardan foydalanish va bozor talablariga moslashishga alohida e’tibor qaratilmoqda.

This article reflects the theories aimed at the further development of tutoring activities in the innovative management of higher engineering educational institutions. It is known that the activity of tutoring in higher education institutions is limited to the coordination of educational and educational processes between students and tutors. In the conditions of socio-economic development of the regions, education of every student in the spirit of entrepreneurship is gaining importance. The ideas put forward in the article and the developed models are mainly aimed at the development of recommendations for involving students in scientific research work in engineering higher education institutions, ensuring their participation in the commercialization of the results of scientific work.

The article examines the theoretical and methodological foundations for the development of housing construction in Uzbekistan. Special attention is paid to providing the population with affordable, safe, and modern housing, improving public-private partnership mechanisms, introducing innovative and energy-efficient technologies, and forming regional construction clusters. The study substantiates the need for an integrated approach to housing construction development, including economic, social, institutional, environmental, and digital models. The article also analyzes ways to improve housing stock management, diversify construction industry enterprises, and expand the value-added chain

This article analyzes the risks involved in financing innovation projects and the methods of managing them, as well as the mechanisms for effective investment flow management. Based on global and local experiences, it examines models of innovation support through venture capital, startup funds, government grants, and other financial sources. The study covers the main components of risk management like probability assessment, insurance, diversification, and monitoring systems. Practical recommendations for improving the system in the context of Uzbekistan are developed

This article considers foreign experience as an important factor in ensuring the effectiveness and sustainable development of financial planning in enterprises. In developed countries, financial planning is carried out, first of all, in combination with market mechanisms, digital technologies and financial control systems. Efficient allocation and optimization of financial resources, the use of automated models for budgeting and forecasting, the implementation of modern risk management methods, compliance with international financial reporting standards, and ensuring financial transparency and accountability based on corporate governance principles are of great importance. At the same time, the experience of foreign enterprises shows the widespread use of innovative financing sources - venture capital, bonds, leasing and crowdfunding. The analysis of these experiences serves as an important methodological basis for Uzbek enterprises to improve the effectiveness of financial planning, strengthen competitiveness and accelerate the integration processes into world markets

Educational services, programming services, intellectual property, engineering and other promising types of services based on the development stage of the higher education system in the process of building a new Uzbekistan and the future work and the experience of developed countries. rapid development, effective use of available opportunities, growth of export of services is one of the priority tasks that ensure the transition to the path of all-round beneficial development for the innovative development of our country.