Identifying ways to improve corporate culture in joint-stock companies requires close attention to both its advantages and its shortcomings. An effective corporate culture directly influences a company’s operations and long-term prospects. It is one of the key drivers of success and plays a decisive role in maintaining competitive advantage. Corporate culture also affects employees’ moral qualities, commitment, productivity, physical health and emotional well-being within the team. This article analyses the corporate-culture problems typical of joint-stock companies and sets out practical solutions. It considers the importance of culture, its place in corporate activity and its impact on economic indicators. The problems identified include an underdeveloped culture, weak communication among staff, and failure to observe ethical standards and values. Proposed remedies include strategic approaches to shaping culture, regular training and educational programmes, fostering an atmosphere of open dialogue and trust, and developing and implementing codes of ethics. The study offers practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

This article analyzes the theoretical foundations for improving corporate governance efficiency in the context of digital transformation. Various definitions of corporate governance provided by scholars are compared, highlighting its key dimensions such as financial relations, strategy and control, effective use of resources, sustainable development, and adaptation to the requirements of the digital economy. Furthermore, a Corporate Governance Efficiency Index (CGEI) is proposed as a reliable theoretical and practical tool for determining the degree of companies’ adaptation to the demands of the digital economy

This study analyzes the interrelationship between consistency and quality in team performance and their impact on efficiency. The research is based on empirical data from the “Iman Invest Fintech” company, in which the daily activities of teams, the stability of results, and service quality indicators were examined in depth. The main focus is on identifying the role of consistency (stability, adherence to processes, and repeatability of results) in overall performance. The results indicate that for teams, the ability to consistently deliver stable outcomes is, in some cases, more important than achieving high but inconsistent quality results. Consistency strengthens collaboration within the team, reduces errors, and improves predictability, which in turn enhances overall efficiency. The study employs regression and panel analysis methods to evaluate the relative impact of consistency and quality. In addition, although diminishing marginal returns of consistency were identified, it still remains a significant factor. In conclusion, developing consistency as a priority direction for fintech teams is considered an effective strategy for improving efficiency

Целью данного исследования является рассмотрение и анализ направлений совершенствования методологии инвестиционной деятельности в условиях цифровизации промышленных предприятий. В статье рассматриваются методические основы совершенствования инвестиционной деятельности компании за счет повышения доходности собственного (акционерного) капитала посредством модели Дюпона с использованием искусственного интеллекта на примере АО «Узбекнефтегаз».

This article examines the current aspects, opportunities and advantages of digitizing the modern housing stock management system. The possibilities of increasing the efficiency of housing stock management, rational use of resources, establishing interactive dialogue with the population, and ensuring transparency through the introduction of digital technologies are analyzed. Existing problems and their solutions are also presented, as well as recommendations based on advanced foreign experience

This study comprehensively analyzes the issues of improving the corporate governance system in enterprises with state participation. Business entities with state ownership play an important role in ensuring sustainable growth of the national economy and enhancing the attractiveness of the investment environment. Therefore, aligning their management mechanisms with international requirements and standards, increasing the level of transparency and accountability in operations, as well as ensuring reliable protection of the rights and interests of all stakeholders, are among the priority tasks of today. During the research, existing systemic problems were thoroughly examined, and practical proposals and recommendations were developed based on the experience of developed countries. In general, the effective development of corporate governance contributes not only to improving the efficiency of enterprise activities, but also to strengthening economic stability

The article highlights the importance of effective cash flow management in ensuring the financial stability of joint-stock companies. In today's economic conditions, especially for enterprises with large production volumes, along with net profit, the proper organization of real cash flows is one of the main factors of financial security. The study examined the dynamics of cash flow indicators, their relationship with the level of debt, profitability, and solvency. In particular, the possibilities of a real assessment of the financial condition of a joint-stock company through the efficiency of net cash flow, profitability, and solvency coefficients are revealed. Based on the results of the article, conclusions and proposals were developed, aimed at improving the mechanisms of financial management for joint-stock companies.

Social aspects of corporate governance quality assessment in companies corporate governance affects a company's social responsibility towards its employees, customers, suppliers, and society as a whole. Good management creates the basis for creating a supportive work environment, protecting workers' rights, complying with occupational safety and health standards, and maintaining trusting relationships with stakeholders.

The development of production and the economic sustainability of a company are intrinsically linked to its workforce. Manufacturing processes, for the most part, rely on human labor. Every task performed is ultimately a product of human effort, and the efficiency of that effort directly reflects in the company’s economic performance indicators. This article explores the critical connection between workforce management and economic sustainability, covering key aspects of personnel policy, including the formation of a healthy and capable team, the composition and qualifications of personnel based on demographic factors, and their strategic placement within the production process. It highlights the importance of timely adaptation to changes in production and working conditions, alongside the integration of scientific and technological advancements, and the promotion of novel production techniques. Furthermore, the article provides a case study analyzing the current state of workforce utilization within a specific economic entity, culminating in actionable recommendations aimed at optimizing employee contributions, especially their intellectual and physical potential.

This article analyzes the economic, financial, and technological foundations of developing innovative activities in joint-stock companies. It highlights the key role of innovations in modernizing the economy, enhancing competitiveness, and producing high value-added products. The study provides practical recommendations for financing, managing innovative projects, and improving their economic efficiency. The findings contribute to strengthening Uzbekistan's position in the Global Innovation Index and further developing the innovative potential of joint-stock companies.

Global climate change, rising air temperatures, drying up of the Aral Sea, desertification, recurrence of negative meteorological processes, rational use of land and water resources, reduction of biodiversity, deterioration of the gene pool of flora and fauna, and the increase in large amounts of industrial and household waste indicate that regional environmental problems are deepening day by day. Ensuring environmental safety in the country, consistently solving emerging environmental problems and uniting all forces of society in ensuring economic development is a state policy.

This article theoretically argues that digital transformation is a strategic necessity for banks to remain competitive with fintech companies as a result of rapid technological advancements in digital transformation. In addition, the theoretical foundations of digital transformation in retail banking are critically examined, and the main principles of diffusion of innovation theory, resource-based view (RBV), institutional theory, service-oriented logic (SDL), technology adoption models, and dynamic capabilities are extensively analyzed. It is argued that digital transformation is not just about implementing digital tools, but also about creating value, delivering services, working with customers, improving efficiency, and increasing interbank competitiveness. By analyzing a large body of scientific literature, the study identifies gaps in existing theoretical frameworks and attempts to identify how banks can adapt to the digital economy, increase investment in innovation, and become digitally mature. Such analyses contribute to the field both scientifically and practically by offering comprehensive development models to understand the systemic and multidimensional dynamics of digital transformation in retail banking.