DAVLATLARNING MOLIYAVIY SAVODXONLIK DARAJASI: TADQIQOTLAR VA MUAMMOLAR

Muhabbat Asqarova

doi:10.60078/2025-vol4-iss1-pp354-356

Authors

Muhabbat Asqarova

TDIU huzuridagi “Oʻzbekiston iqtisodiyotini rivojlantirishning ilmiy asoslari va muammolari” ITM

DOI:

https://doi.org/10.60078/2025-vol4-iss1-pp354-356

Abstract

Iqtisodiy hamkorlik va taraqqiyot tashkiloti (OECD) maʼlumotlariga koʻra207 , moliyaviy savodxonlik bu tegishli moliyaviy qarorlar qabul qilish va shaxsiy moliyaviy farovonlikka erishish uchun zarur boʻlgan xabardorlik, bilim, malaka, munosabat va xulq-atvor majmuidir. Demak, moliyaviy savodxonlik muhim moliyaviy qarorlarni qabul qilish uchun zarur boʻlgan bilim va koʻnikmalarni anglatadi. Har kuni minglab odamlar qayerda bank hisobini ochish, qaysi ipotekani tanlash, pullarini qayerga investitsiya qilish va oylik daromadini toʻgʻri taqsimlash, nima eng muhimi va kerakligi haqida qaror qabul qiladi.

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