ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS

Authors

DOI:

https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736

Abstract

This article analyzes the adequacy of commercial banks' deposit base, the factors affecting it, the alignment of maturities, interest rates, and volumes between bank deposits and loans, as well as the growth trends of deposits and loans. The causes of the transformation risk associated with bank deposits and credits have been examined. Furthermore, practical proposals and recommendations have been developed regarding existing problems in bank credit services and their solutions

Keywords:

deposit credit transformation risk default risk stability of the deposit base loan portfolio credit policy

References

Абдуллаев Ё., Қоралиев Т., Тошмуродов Ш., Абдуллаева С. (2010) Банк иши. Ўқув қо‘лланма –Т.: “ИҚТИСОД-МОЛИЯ”, - 208 бет.

Зиновьева Н.М. (2016) Виды банковских депозитов и их особенности // Территория науки. – Ярославль, – №5. – С. 133-137.

Мишкин Ф.С. (2006) Экономическая теория денег, банковского дела и финансовых рынков, 7-е издание: Пер. с англ. –М.: ООО "И.Д. Вильяме", С-42

Синки Д. (2007) Финансовый менеджмент в коммерческом банке и в индустрии финансовых услуг. Пер. с англ. –М.: Альпина Бизнес Букс, - 1018 с

Downloads

Published

How to Cite

Melikov, O. (2025). ISSUES OF IMPROVING DEPOSIT AND CREDIT SERVICES OF COMMERCIAL BANKS: PROBLEMS AND SOLUTIONS. Advanced Economics and Pedagogical Technologies, 2(5), 731-736. https://doi.org/10.60078/3060-4842-2025-vol2-iss5-pp731-736

Issue

Vol. 2 No. 5 : Advanced Economics and Pedagogical Technologies

Section

Articles

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.