MOLIYAVIY TARTIBGA SOLISH EKOTIZIMIDA REGTECH VA SUPTECH JORIY ETILISHI: INTEGRATSIYALASHGAN KONSEPTUAL MODEL
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss6-pp57-65Annotasiya
Moliyaviy tartibga solishning raqamlashtirilishi Regulatory Technology (RegTech) va Supervisory Technology (SupTech) texnologiyalarining joriy etilishini jadallashtirdi. Biroq, mavjud tadqiqotlarda ushbu texnologiyalar odatda alohida o‘rganilib, ularning moliyaviy tartibga solish ekotizimidagi o‘zaro bog‘liqligiga yetarli e’tibor qaratilmagan. Ushbu tadqiqot mavjud adabiyotlarni tahlil qilish va umumlashtirish asosida RegTech va SupTech joriy etilishiga ta’sir etuvchi umumiy rag‘batlantiruvchi hamda cheklovchi omillarni aniqlovchi integratsiyalashgan konseptual modelni ishlab chiqadi. Model tijorat banklari va markaziy banklar o‘rtasidagi o‘zaro munosabatlarni yoritib, texnologiyalarni joriy etish tartibga solish ekotizimida amal qiluvchi rag‘batlantiruvchi va cheklovchi omillar muvozanati bilan belgilanishini ko‘rsatadi. Taklif etilgan model kelgusidagi empirik tadqiqotlar va siyosatni ishlab chiqish uchun nazariy asos bo‘lib xizmat qiladi.
Kalit so‘zlar:
RegTech SupTech moliyaviy tartibga solish texnologiyalarni joriy etish konseptual model raqamli transformatsiya moliyaviy tartibga solish ekotizimiBibliografik manbalar
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