BANKING ECOSYSTEM IN BANKS OF UZBEKISTAN: PROBLEMS AND SOLUTIONS
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss6-pp201-208Abstract
This article analyzes the theoretical and methodological aspects of the implementation of banking ecosystems in the national banking and financial sectors of the Republic of Uzbekistan, as well as considers the issues of developing digital technologies in banking business. At the same time, problems in the development of digital technologies in banking activities are identified and proposals are made to eliminate them.
Keywords:
bank neobank traditional bank commercial banks digital economy financial technology ecosystem banking ecosystemReferences
Amon, A., Jagrič, T. and Oplotnik, Ž.J. (2024) ‘The neobanks and sustainability’, Journal of Infrastructure, Policy and Development, 8(9), article 7623. doi: 10.24294/jipd.v8i9.7623.
Ayres, R.U. (2004) ‘On the life cycle metaphor: Where ecology and economics diverge’, Ecological Economics, 48(4), pp. 425–438.
Caparusso, J. and Hardy, B. (2022) ‘Coco bonds: unpacking the risk’, BIS Quarterly Review, September, pp. 41–52. Bank for International Settlements. Available at: https://www.bis.org/publ/qtrpdf/r_qt2209f.htm
CoinSpot (2016) ‘FinTech’, CoinSpot moliyaviy innovatsiyalar elektron jurnali. Available at: http://coinspot.io/fintech/ (Accessed: 3 July 2026).
Power, T. and Jerjian, G. (2001) Ecosystem: Living the 12 principles of networked business. Harlow: Pearson Education Ltd.
Бобохўжаев, Ш.И. (2019) ‘Ўзбекистон банкларининг республикамизнинг рақамли иқтисодиётидаги аҳамияти’, in Машинасозлик корхоналарида иқтисодиёт ва бошқарувнинг долзарб муаммолари, инновацион иқтисодиётда нефт ва газ саноати: XI Халқаро илмий-амалий конференция материаллари. Перм, 28 апрель 2019.
Қарор (2025) Ўзбекистон Республикаси Вазирлар Маҳкамасининг 26.02.2025 йилдаги 117-сон қарори. Электрон тўлов тизимлари хизматларидан фойдаланишни кенгайтиришга доир қўшимча чора-тадбирлар тўғрисида. Available at: https://www.lex.uz/uz/docs/-7416182
Қарор (2025) Ўзбекистон Республикаси Президентининг 27.11.2025 йилдаги ПҚ-359-сон қарори. Ўзбекистонда молиявий технологиялар соҳасини янада ривожлантириш чора-тадбирлари тўғрисида. Available at: https://lex.uz/uz/docs/-7864242
Ўзбекистон Республикаси Марказий банки (2025) Йиллик ҳисоботлар. Тошкент: Ўзбекистон Республикаси Марказий банки.
Фармон (2020) Ўзбекистон Республикаси Президентининг 12.05.2020 йилдаги ПФ-5992-сон фармони. 2020–2025 йилларга мўлжалланган Ўзбекистон Республикасининг банк тизимини ислоҳ қилиш стратегияси тўғрисида. Available at: https://lex.uz/uz/docs/-4811025?ONDATE
Downloads
Published
How to Cite
Issue
Section
License

This work is licensed under a Creative Commons Attribution 4.0 International License.









