DEVELOPMENT DYNAMICS OF DIGITAL PAYMENTS IN UZBEKISTAN AND THEIR IMPACT ON FINANCIAL INCLUSION
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss6-pp66-71Abstract
This article examines the development dynamics of the digital payment system in Uzbekistan and its impact on the economy and financial inclusion. By analyzing the activities of local payment systems (Uzcard, Humo, Payme, Click, and others), the article highlights annual growth indicators of digital payment volumes, the share of non-cash settlements, and reforms implemented under the national "Digital Uzbekistan-2030" strategy. The study concludes with scientifically grounded proposals and recommendations for further improvement of digital payment infrastructure and expanding financial services to all segments of the population.
Keywords:
digital payments financial inclusion Uzcard Humo fintech cashless economy digital economy payment systemsReferences
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