ARTIFICIAL INTELLIGENCE AS A STRUCTURAL FACTOR IN THE TRANSFORMATION OF THE MODERN SERVICE SECTOR
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss2-pp303-308Abstract
The article examines the practical significance of artificial intelligence (AI) technologies in transforming and enhancing the efficiency of the service sector at both global and national levels. Based on an analysis of international research and statistical data, it is demonstrated that AI contributes to process automation, optimization of business models, and personalization of customer experience. Particular attention is given to the experience of Uzbekistan, where the implementation of AI is considered a key element of the state program “Digital Uzbekistan – 2030.” The paper presents examples of successful AI integration in the banking sector, healthcare, education, and tourism, and identifies institutional challenges and prospects for further development
Keywords:
artificial intelligence digital transformation service sector UzbekistanReferences
Bostrom, N. (2020) Superintelligence: Paths, Dangers, Strategies. Oxford: Oxford University Press.
Brynjolfsson, E. and McAfee, A. (2021) The Second Machine Age: Work, Progress, and Prosperity in a Time of Brilliant Technologies. New York: W. W. Norton & Company.
Davenport, T.H. and Ronanki, R. (2018) ‘Artificial Intelligence for the Real World’, Harvard Business Review, 96(1), pp. 108–116.
European Commission (2024) EU Artificial Intelligence Act: Legal Framework for Trustworthy AI. Brussels: Publications Office of the European Union.
Florida, R. and Melis, J. (2022) ‘The Rise of the Experience Economy in the AI Era’, Journal of Innovation and Knowledge, 7(3), pp. 45–58.
Gretzel, U., et al. (2020) ‘Smart tourism: Foundations and developments’, Electronic Markets, 30(3), pp. 41–57.
Kaplan, A. and Haenlein, M. (2020) ‘Rulers of the World, Unite! The Challenges and Opportunities of Artificial Intelligence’, Business Horizons, 63(1), pp. 37–50.
Karimov, Sh.A. (2024) Raqamli xizmatlar iqtisodiyoti: nazariya va amaliy mexanizmlar. Samarkand: SamISI Press.
Mardiyevna, S. G., & Abdusamatovich, J. J. (2022). Sanoat 4.0 konsepsiyasi va unga ta’sir etuvchi risklar. Current Issues of Bio Economics and Digitalization in the Sustainable Development of Regions (Germany), 712-721.
McKinsey Global Institute (2023) The State of AI in 2023: Generative AI’s Breakout Year. McKinsey & Company.
OECD (2023) OECD Principles on Artificial Intelligence. Paris: OECD Publishing.
PwC (2023) AI Predictions 2023. PricewaterhouseCoopers Global.
Shadieva, G. M. oʻgʻli Isoqulov, ZS (2022). WAYS TO REDUCE POVERTY. Galaxy International Interdisciplinary Research Journal, 10(12), 957-962.
Shadiyeva, G., & Kholmirzaeva, G. (2022). FAMILY BUSINESS AND ITS DEVELOPMENT. Евразийский журнал академических исследований, 2(8), 148-151.
Shadiyeva, G.M. (2023) Raqamli iqtisodiyotda sun’iy intellekt texnologiyalarining amaliy qo‘llanilishi. Tashkent: Fan va Texnologiya.
Shodieva, G. M., & Pardaeva, O. M. (n.d.) PROBLEMS OF FAMILY ENTREPRENEURSHIP DEVELOPING AND INCREASING EMPLOYMENT AND INCOME OF THE POPULATION AND REDUCING POVERTY. GWALIOR MANAGEMENT ACADEMY, 23, 210.
Topol, E. (2019) Deep Medicine: How Artificial Intelligence Can Make Healthcare Human Again. New York: Basic Books.
UNESCO (2022) Recommendation on the Ethics of Artificial Intelligence. Paris: UNESCO.
World Bank (2024) Digital Economy and Artificial Intelligence for Sustainable Development. Washington, DC: World Bank Publications.
Шадиева, Г. М., & Кувандиков, Ш. О. (2022). РОЛЬ СЕМЕЙНОГО ПРЕДПРИНИМАТЕЛЬСТВО В РАЗВИТИИ ЭКОНОМИКИ СТРАНЫ. Current Issues of Bio Economics and Digitalization in the Sustainable Development of Regions (Germany), 59-63.
Downloads
Published
How to Cite
Issue
Section
License

This work is licensed under a Creative Commons Attribution 4.0 International License.









