This article is dedicated to the consideration of important issues of increasing the level of financial literacy in the educational system of Uzbekistan, especially in school education, and to the study of advanced foreign experiences. The article analyzes the financial literacy programs of Finland and examines ways of adapting them to the conditions of Uzbekistan and other countries. Emphasizing that financial literacy has a positive effect on the economic stability and well-being of the population, the research notes the need for public and private sector cooperation, the organization of special courses and training in educational institutions, as well as the use of modern technologies. Proposals and recommendations developed on the basis of Finnish experiences are of great importance in the formation of practical programs aimed at increasing financial literacy in the school education system of Uzbekistan. Today, the teaching experience of the pedagogues of their countries is embodied in the Finnish education system. After all, for more than ten years, 15-year-old students in this country have regularly shown very good results in the PISA international assessment program. The success of Finland is the teachers. Their status and independence are ensured for high-quality training. Education policy is aimed at equality. It should be mentioned that the location and climate of Finland have an impact on its economy.

This article highlights the essence of the convergence of economic knowledge in school and higher education, their theoretical and practical aspects, and also expresses opinions on this topic, within the framework of an approach based on the economics of knowledge economics. Specific theoretical information is given on the formation of competencies for the purpose of training future specialists in economics.

The tendency towards a digital university is reflected in the strategies of higher education institutions around the world. The current electronic-digital environment of the Higher School of Business and Entrepreneurship was analyzed and its development of digital functionality and the existence of four elements of a digital university were substantiated. As a result of the correct implementation of the digitization strategy of the Higher School of Business and Entrepreneurship, it is emphasized that the competitiveness and image characteristics of the
educational institution will increase.

This article analyzes the financial literacy programs of the Russian Federation and explores ways to adapt them to the conditions of Uzbekistan. Emphasizing that financial literacy has a positive impact on economic stability and well-being of the population, the study notes the need for cooperation between the public and private sectors, the organization of special courses and training in educational institutions, as well as the use of modern technology. Suggestions and recommendations developed on the basis of the experience of the Russian Federation are of great importance in the formation of practical programs aimed at improving financial literacy in the school system of Uzbekistan.

This article explores the integration of global financial literacy practices into Uzbekistan’s school system, emphasizing the need to enhance economic competence among youth. Drawing insights from OECD frameworks and studies like PISA, it highlights successful strategies from countries such as Belgium and Latvia, where curriculum integration and interactive methods improved student outcomes. Key approaches include incorporating financial education as a cross-curricular subject and employing digital tools for practical learning. The study identifies challenges in adapting these strategies to Uzbekistan’s unique socio-economic context and proposes a tailored framework to foster financial literacy, empowering students for informed decision-making and economic participation.

The article analyzes the importance of financial literacy in modern society and the need for its development in Uzbekistan. It examines the impact of financial knowledge on personal and economic well-being and studies international experiences, particularly examples from Denmark, Sweden, Canada, and Japan. Practical recommendations are developed for integrating financial literacy into school education and applying innovative methods.

The article explains the essence of such concepts as creative economy, inclusive economy, inclusive education and persons with disabilities, as well as directions for increasing the participation of students with disabilities in the fields of creative economy.

In this article, the important aspects of improving the taxation system in our country, the experience of foreign countries in taxation, as well as the scientific and theoretical views and ideas of foreign and local scientists were studied. Foreign experiences in taxation were analyzed, and directions that could be put into practice were suggested