This article examines the unique aspects of the experience of some countries in creating a legal framework for Islamic banks, which have gained their place in the global financial market and have shown stable growth rates. Scholarly commentary is presented on the experiences of neighboring countries such as Tajikistan and Kazakhstan, whose systems of government are similar to those of Uzbekistan and which want a democratic system. Some points are highlighted that should be paid attention to by a country that has begun to create a legal framework for Islamic banking. A study was conducted of the impact of legislative changes in leading countries.

This article analyzes the concept of financial derivatives, their types and practical application. It also presents the level of development of the derivatives market in Uzbekistan, existing problems and the author's proposals for their elimination. The study highlights the importance of derivatives for the economy, their role in risk management and the opportunities they create for investors. The author proposes important measures to improve the legislative framework, create infrastructure and attract investors to develop the financial derivatives market in Uzbekistan.

This article analyzes the initial challenges in the adoption and transformation of International Financial Reporting Standards (IFRS) at a transnational level in Uzbekistan and other developing countries. Although the implementation of IFRS plays an important role in ensuring global economic integration and financial transparency, developing economies face several institutional, economic, and professional barriers. The main issues include differences between national accounting standards and IFRS, shortage of qualified professionals, high implementation costs, and insufficient adaptation of legal and methodological frameworks. In addition, the lack of practical experience and adjustment of information systems are also identified as key challenges. The article briefly provides recommendations to mitigate these problems.

The article analyzes the role and prospects of Islamic finance in Uzbekistan's sustainable development system. The study examines global Islamic finance market growth trends, Uzbekistan's legislative reforms in implementing Islamic banking, as well as the application of Islamic financial instruments — mudaraba, musharaka, murabaha and sukuk — in the national economy. Based on the research results, scientific conclusions and practical recommendations for integrating Islamic finance into the national financial system have been developed.

This article provides a scientific and theoretical analysis of the concept, classification, and stages of historical formation of special economic zones (SEZs). The definitions proposed by international organizations (UNCTAD, World Bank) and leading researchers have been studied in comparison. The experience of SEZs in countries such as China, India, the Philippines, Ireland, and Bangladesh was reviewed. The legislative framework, institutional development, and current state of SEZs in Uzbekistan are analyzed. Based on the research results, recommendations have been developed to improve SEZ policy.

The article examines international experience in the formation and functioning of mass appraisal systems using the examples of selected countries. The selected countries include the United States and Sweden, where mass appraisal systems have been successfully operating for several decades, as well as Lithuania and Slovenia, where mass appraisal systems were introduced relatively recently, at the beginning of the 21st century. A comparative analysis and generalization of the main aspects of mass appraisal systems in the selected countries are conducted. In particular, the article addresses legislative regulation of mass appraisal, management of the mass appraisal process (in terms of the distribution of functions and powers among key stakeholders), consideration and analysis of input data related to the economic and physical-technical characteristics of real estate objects, as well as the application of valuation approaches and methods in the appraisal of specific types of real estate.

This article examines effective ways of using state budget funds for the development of professional training of management staff in higher education institutions. The research analyzes the legislative framework of the Republic of Uzbekistan, international best practices in budget allocation, and develops practical recommendations for optimizing financial resources. The article explores performance-based budgeting mechanisms, transparency principles, and institutional capacity building approaches. Special attention is given to the relationship between budget allocation efficiency and the quality of leadership development programs. The study demonstrates that strategic allocation of state budget resources, combined with institutional autonomy and accountability mechanisms, creates conditions for sustainable development of management competencies in higher education.

This article examines the mechanisms for implementing the "Smart Electronic" platform for the effective organization of the commercialization processes of the digital services market in the region's industry. In the context of digital transformation, this platform will serve the integration of enterprises in the region into the market based on modern IT solutions, increasing their competitiveness and economic growth. The study analyzes advanced foreign experience in organizing the platform, the national legislative framework, ways to optimize key business processes, identify justified risks, and increase its effectiveness. The article also develops practical proposals for adapting regional production systems to the conditions of the digital economy, increasing added value, and ensuring stability using the "Smart Electronic" platform

This article analyzes the impact of financial technologies (FinTech) on the development of Uzbekistan’s financial system. It is argued that FinTech projects serve as an essential tool for improving financial inclusion, enhancing service efficiency, and boosting economic productivity through digital payments, mobile banking, and microcredit services. The discussion is based on statistical data, international practices, and national legislation, highlighting the future potential of FinTech in the country.

This аrticle "privаtizаtion, nаtionаlizаtion аnd public-privаte pаrtnership" prepаred to fаmiliаrize yourself with the regulаtion аnd privаtizаtion of the public-privаte pаrtnership sector, the essence of the science of nаtionаlizаtion аnd its foundаtions, the development of industries, аttrаcting the unemployed to work, аnd functionаl tаsks. The designаtion is widely publicized. The eаrth hаs аlwаys occupied а speciаl plаce in the history of mаnkind, аnd the аttitude towаrds it hаs not lost its significаnce to this dаy. It is аnаlyzed thаt mаn hаs аlwаys tried аnd struggled to own lаnd, use it for economic purposes аnd obtаin а source of income.

The national capital market in Uzbekistan is undergoing a significant transformation as part of the country's broader economic liberalization and modernization efforts. This article provides an in-depth assessment of the current state of the capital market in Uzbekistan, analyzes the problems it faces and the prospects for its development. The analysis draws on recent reforms, legislative changes and market trends to assess the effectiveness of current strategies and suggest recommendations for further improvements. The results highlight the importance of a coherent regulatory framework, increased market transparency and increased investor confidence in creating a dynamic and sustainable capital market in Uzbekistan.

Economic security is a key element of sustainable development, especially in the context of global changes associated with the transition to a «green economy». In the Republic of Uzbekistan, this process is becoming strategically important, given the need to optimize environmental management, increase energy efficiency and introduce innovative technologies. The article examines the main challenges and prospects for ensuring economic security in the context of the transition to a «green economy». Special attention is paid to the issues of economic diversification, the development of renewable energy sources, the improvement of the legislative framework and the strengthening of institutional mechanisms. The presented measures are aimed at creating conditions for sustainable growth, reducing the environmental burden and increasing the competitiveness of the national economy.

Digitalization and automation processes provide tremendous opportunities for the development of tourism organizations. At the same time, they are accompanied by financial risks, since modernization involves a profound change in business processes, the development of new information systems and a long-term restructuring of the entire operation of the enterprise. Thus, a situation arises in which, on the one hand, the company may be overtaken by the risks associated with the digital divide, and on the other hand, the risks associated with the introduction of new technologies into business processes.

The article analyzes the achievements of Uzbekistan in the field of sustainable development in recent years, including the introduction of renewable energy sources, increased waste recycling and legislative initiatives. It provides international experience of the EU, USA, China, Kazakhstan and other countries, demonstrating successful practices of financial incentives. The article offers recommendations for the creation of a national "green fund", the development of preferential lending programs, educational initiatives and the improvement of the investment climate. It is predicted that the implementation of these measures will increase the share of renewable energy, reduce CO₂ emissions and create new jobs in environmentally friendly industries.

The article examines the organization and specific features of public-private partnerships in the development of the education sector. The theoretical aspects of public-private partnerships and relevant legislative documents have been analyzed. The principles for developing public-private partnerships in the education system have been explored, and the author's perspectives on their improvement have been substantiated.

This article provides an analysis of national and international experiences in the development of the creative economy, highlighting its importance in enhancing the country’s export potential and the well-being of its citizens. It examines legal, organizational, and practical measures implemented in various countries worldwide and offers recommendations for the further improvement of government activities in this emerging sector.

This article discusses strategies for the development of small businesses and private entrepreneurship through the improvement of infrastructure activities. By analyzing various elements of infrastructure, such as financial services, technological support, legal frameworks and logistics, the authors of the study identify key factors contributing to the growth and sustainability of small enterprises. The study highlights the importance of creating a favorable business environment, improving access to resources and stimulating innovation as the most important factors in the development of entrepreneurship. The results show that a well-developed infrastructure not only meets the operational needs of a small business, but also allows it to compete effectively in the market.

This article talks about laws, decisions and presidential decrees related to the development of small business and entrepreneurship in Uzbekistan. Since the first years of independence, Uzbekistan has paid great attention to the development of the legislation and legal framework for entrepreneurship, the protection of the rights of entrepreneurs, the organization of their financial support, the training and retraining of personnel, and the development of the market infrastructure serving small businesses.