The article analyzes existing scientific approaches to the concepts of “insurance product”, “insurance service” and “insurance protection”. The theoretical foundations of the classification of insurance products have been studied. New approaches to the current classification of insurance products, issues of mutual benefit of products for both parties are analyzed.
The article examines the processes of underwriting products by companies in the insurance services market based on the types of products. The features of underwriting are analyzed depending on the type of insurance products.
The article analyzes the concepts of “insurance product” and “insurance service” provided by companies in the insurance market. A classification of insurance products available on the market and their types is presented, and the concept of creating insurance products is studied.
The article discusses the economic and theoretical foundations of ensuring the quality of an insurance product. It analyzes the factors that make consumers feel satisfied with insurance products and motivate them to purchase the products. The main solutions and directions for increasing the attractiveness of insurance products are also mentioned.
In recent years, mortgage loans have become increasingly important. Also, without a system, the timely development of the capital market, including mortgage and insurance, is impossible. From this point of view, this topic is always relevant and is the focus of attention of researchers. This article analyzes the concept of mortgage insurance, its main types and implementation mechanisms. The article also indicates the main advantages of mortgage insurance for various participants in these relationships.
In recent years, mortgage loans have become increasingly important. Also, without a system, the timely development of the capital market, including mortgage and insurance, is impossible. From this point of view, this topic is always relevant and is the focus of attention of researchers. This article analyzes the concept of mortgage insurance, its main types and implementation mechanisms. The article also indicates the main advantages of mortgage insurance for various participants in these relationships
The article presents the features of insurance in the tourism sector and the classification of risks faced by this industry. The conditions for providing insurance services in the tourism sector, types of insurance products, points of interaction between insurance and tourism activities, problems of joint activities and ways to overcome them, as well as development measures are analyzed.
The insurance industry in the digital economy is considered, new trends in insurance are identified, and issues of providing insurance products and the use of new technologies in the field of insurance are studied
This article discusses the prospects of applying financial technologies in insurance products and their impact on new opportunities and challenges within the insurance sector. Financial technologies such as artificial intelligence, big data, blockchain, mobile applications, and digital payment systems enable the personalization, automation, and acceleration of insurance services. The article also explores the challenges companies face when implementing these technologies and the ways to overcome them
The article analyzes the development of insurance companies in the digital economy, changes in their business processes, the introduction of digital and financial technologies in the industry, as well as the competitive advantages they provide to companies.
The article examines the issues of risky activities of small businesses, as well as risk management measures and problems of using insurance to minimize the risks of domestic business entities. Specific features of microinsurance products, their distribution channels, models for implementing microinsurance activities are identified, and foreign experience is studied. The need to use microinsurance as an innovative mechanism for managing small business risks is substantiated. Keywords:
