The article examines the concept and essence of investment lending and project financing, foreign experience of banks in financing investment projects. It is known that financing large enterprises in the country contributes to GDP growth and sustainable economic development. Today, Uzbekistan pays great attention to improving the financial and banking sector, banks with a state share are on the way to privatization. International financial institutions such as the International Finance Corporation (IFC), the European Bank for Reconstruction and Development (EBRD) and the Asian Development Bank (ADB) are involved in the process of privatization of the banking sector. In this study, the possibilities of applying foreign experience in financing investment projects were studied
This article examines the concept and essence of Islamic finance, consistent with the principles of Sharia, and its practical application, the development of the Islamic economy, the donation of international financial institutions and Islamic banks in the formation of banking resources. The role and importance of the development of Islamic finance in the process of transformation of the financial and banking system are also considered. The perspective of the development of Islamic finance and its role in the development of the country's economy is considered. Suggestions and recommendations on the implementation of the principles of Islamic finance are given.
The article is devoted to the analysis of risks of venture financing and methods of their minimization. Venture investment is an important form of financing startups and innovative projects, but it is associated with a high level of uncertainty and risks, such as technological failures, liquidity problems, competition and market instability. The purpose of the study is to identify the main risks that investors face when investing in startups, as well as to study effective strategies and methods for their mitigation.
The article examines the financing of budgetary organizations and the institutional mechanisms that ensure targeted spending of funds. The budget studies of economists were studied, as well as the problems and solutions of budgetary organizations in managing their funds and ensuring targeted spending, and conclusions were drawn at the end.
The purpose of this study is to analyze ways of financing the country's economy based on public-private partnership (PPP), attracting investment and increasing exports. Public-private partnership serves to effectively ensure economic development through cooperation between the public and private sectors. The article examines the impact of PPP on economic growth, mechanisms for attracting investment in modern projects, as well as the necessary strategies for increasing export potential.
This article covers the analysis of legal frameworks for the organization of initiative budget processes and the analysis of the projects implemented in the process of “Initiative Budget” conducted through the “Open Budget” information portal.Proposals have also been developed for a co-financing mechanism, which would allow initiators to use the money spent on collecting votes to finance the project.
The article discusses the impact of the investment mechanism on the technical and technological development of the national economy and changes in its sectoral structure over the years of independence, as well as changes in the state investment policy and investment in fixed assets by technological, sectoral structure and sources of funding.
The study analyzes on a scientific basis factors that should be taken into account in the practice of financing higher educational institutions in Uzbekistan. Factors such as an increase in the future income of specialists prepared by subsidizing certain academic programs, positive externalities from the specialists in society as a whole, and the economic costs of prepared specific specialists are explained on a scientific basis. Based on the scientific findings, subsidy regimes have been proposed related to the financing of higher educational institutions in Uzbekistan. The prospects for applying the developed proposals are substantiated in the practice of allocating state grants in the field of higher education.
The purpose of this article is to research the development experience of the Islamic finance industry in Malaysia, including the history of the development of Islamic finance, the formation of the necessary infrastructure for the establishment of Islamic finance services, the country's place in the Islamic finance development index, the importance of research institutions contributing to the development of the Islamic banking and finance industry, Islamic project finance practices and development barriers and solutions are explored. Also, the practice of Islamic financing of investment projects in Uzbekistan was analyzed, and directions for applying Malaysia's experience in Uzbekistan were considered in the development of measures to eliminate obstacles to the development of the Islamic financial system.
The article analyzes the current state of financing of joint stock companies through IPOs and the sale of shares through SPOs. The economic history of Uzbekistan presents the results of 7 public offerings (IPO/SPO) of enterprises Quartz JSC, Kokand Mechanical Plant JSC, Jizzakh Plastics JSC, UzAuto Motors JSC, Uzbekinvest JSC, Uzbektelecom JSC, achievements and problems in this regard. Appropriate conclusions were drawn on the topic and proposals were made.
This article explores new and creative approaches to funding vocational education, addressing the changing challenges of education funding. It explores innovative models, strategies and considerations aimed at ensuring availability, sustainability and adaptability to industry needs, and a conclusion is formed at the end of the article.
The reforms being implemented today increase the responsibility of local governments for the timely financing of priority expenses and activities for the socio-economic development of regions, do not implement activities with unclear sources, and also contribute to the further tightening of budget discipline, budget revenues and expenditures. forecasts of its deficit, sources of financing the deficit. Requires improvement of information about the main directions of fiscal policy, analysis of macro-fiscal risks and public debt.
This article provides a detailed analysis of the significance of innovative management methods in higher education institutions, as well as the challenges encountered during their implementation. Innovative management is viewed as a system aimed at improving the quality of the educational process, preparing competitive professionals, and promoting scientific research. Based on the survey results, key factors for enhancing innovative management are identified, including the development of human resources, funding, and the use of information technologies. Recommendations for the implementation and development of innovative management models are also presented.
This study presents an analysis of state policy and mechanisms for creating sustainable financing systems for innovative projects in the Republic of Uzbekistan. It examines existing problems in the development of venture funds, startup ecosystems, and innovation infrastructure, as well as issues related to attracting state grants and foreign investments. The study also explores the necessity of financing through modern technology transfer and venture funds to accelerate innovative activities in the economy. Additionally, it analyzes the state of applied and fundamental scientific research and their effectiveness in being implemented in production.
The article is devoted to the improvement of the mechanism of crediting education, and many scientific studies have been studied in the framework of the study. Existing problems in education crediting mechanisms were examined one by one, as well as sustainable financing models were studied and proposed to be introduced in Uzbekistan
The paper, using the example of recent changes in the field of higher education in Uzbekistan, analyzes the main aspects of the procedures for financing higher education institutions during the period of massification of higher education observed throughout the world. Based on empirical analysis, the features of financing higher education during the period of massification are explained. The article reveals aspects that need to be paid attention to when financing higher educational institutions during the period of massification of higher education in Uzbekistan. Scientific conclusions and corresponding proposals are also provided for developing appropriate measures by evaluating them.
In the article, a study was conducted on the theoretical issues of the foreign practice of increasing the efficiency of budget expenditures. The studies of economists on the issues of increasing the efficiency of budget expenditures were studied, and the final conclusion was formed at the end of the research.
This article examines the process of transition of the Republic of Korea to a green economy, the “new green course” and prospects for its implementation, existing problems and ways to solve them, the impact of the “green growth” strategy on the development of the country’s economy, ways of financing and implementation. The article also discusses the current state of the long-term national strategy for “green growth” (2009-2050), adopted by the Republic of Korea in 2008, as well as recommendations and proposals for the development of the industry.
This article describes the future sources of financing of the target indicators in the implementation of the strategy of attracting foreign and domestic investments in our republic.
This article analyzes the main directions for fundamentally improving the investment climate in Uzbekistan. In particular, it emphasizes the importance of such factors as strengthening and stabilizing the legislative framework, providing reliable guarantees of investors’ property rights, combating corruption, and reducing administrative barriers. It also examines issues related to offering tax and customs benefits, deepening public-private partnership (PPP) and privatization processes, modernizing transport and energy infrastructure, training qualified personnel, pursuing digital transformation, and expanding international trade cooperation. It is noted that comprehensive and consistent measures in these areas constitute one of the key prerequisites for enhancing the business environment in Uzbekistan, increasing trust among both foreign and local investors, as well as ensuring economic growth and the welfare of the population.
In this article, the foreign experience of financing professional education is studied, and the opinions of foreign economists on financing education are presented. Also, discussions were held and conclusions were drawn regarding the current relevance of financing professional education, its impact on the country's economy.
This article discusses the advantages and analysis of ways to improve the efficiency of credit services in the process of transformation, as well as improving development prospects. The author's approaches and proposals are also presented to improve the efficiency of credit services, introduce new technologies, optimize business processes, update products and services, improve customer experience, reduce costs and increase profitability in the development of banking activities in changing market conditions, as well as to overcome them.
The article examines the issue of increasing the effectiveness of budget organizations through the influence of financial control. The researches of economists on financial control were studied, the activities of financial control bodies were studied to ensure the purposeful spending of funds of budget organizations, analytical operations were performed, and conclusions were formed at the end.
This article discusses one of the methods of Islamic financing – istisna, which is one of the methods of financing financial institutions, and also reveals its essence. The features and specificity of istisna, as a method of financing based on the principles of Islamic economics, are considered. The features of accounting for istisna as a financial instrument, as well as its advantages and disadvantages compared to other financial instruments, in particular, salam, are covered. It also sets out the legal basis and procedures for applying this instrument. The forms of payment in istisna and the sequence of transactions using this instrument are consistently analyzed. Also analyzes the main similarities and differences of the istisna instrument with financial instruments offered by traditional financial institutions. The article concludes with conclusions about the benefits of using the istisna tool.
This article presents issues of increasing the volume of Islamic investments in our country by studying the Islamic financial market. It provides useful theoretical implications for the economy of our country by analyzing the Islamic financial market and its segments.
