MOLIYA BOZORI BARQARORLIGINI TA’MINLASHDA MUAMMOLI KREDITLAR DARAJASINI PASAYTIRISH VA INSTITUTSIONAL INVESTORLAR ROLINI KUCHAYTIRISH
DOI:
https://doi.org/10.60078/2026-vol5-iss1-pp115-118Annotasiya
Mazkur maqolada banklarning moliyaviy faoliyatiga muammoli kreditlar (NPL) ta’siri nazariy va empirik jihatdan tahlil qilinadi. Muammoli kreditlarning oshishi bank rentabelligi, kapital yetarliligi va likvidlik ko‘rsatkichlariga salbiy ta’sir ko‘rsatishi asoslab beriladi. 2022–2024 yillar ma’lumotlari asosida tijorat banklari kredit portfeli va NPL dinamikasi baholanib, risk-menejment tizimining ahamiyati yoritiladi
Bibliografik manbalar
Choudhry M. The Principles of Banking. – Singapore: John Wiley & Sons, 2012. – 384 p.
Ozili P. K. Non-performing loans and financial development: New evidence// Journal of Risk Finance. 2019. – Vol. 20, No. 1. – P. 59–81.
Nguyen H. Credit risk management and bank performance: Empirical evidence // International Journal of Finance & Economics. – 2023. – Vol. 28. – P.2154–2170.
Do T. T., Ngo T. Q., Phung Q. A. The effect of non-performing loans on bank performance: Evidence from emerging markets // Banks and Bank Systems. – 2020.– Vol. 15, No. 3. – P. 23–35.
Singh S., Basuki B., Setiawan A. The impact of non-performing loans on bank profitability and shareholder value // Journal of Asian Finance, Economics and Business. – 2020. – Vol. 7, No. 11. – P. 785–795.
