ZAMONAVIY IQTISODIYOTDA TAKAFUL TIZIMI VA RIVOJLANISH ISTIQBOLLARI
DOI:
https://doi.org/10.60078/2026-vol5-iss3-pp458-461Abstract
Ushbu maqola zamonaviy moliya bozorida jadal rivojlanayotgan takaful tizimining konseptual asoslari va uning an’anaviy sug‘urta modellaridan farqli jihatlarini tadqiq etishga bag‘ishlanadi. Tadqiqot davomida Takafulning shariat tamoyillariga asoslangan o‘zaro yordam va xayriya mexanizmlari qiyosiy-huquqiy tahlil qilingan. Maqolada Mudoraba, Vakala va gibrid modellarining iqtisodiy samaradorligi ko‘rib chiqiladi. Shuningdek, O‘zbekiston moliya bozorida islomiy sug‘urta xizmatlarini joriy etishdagi mavjud to‘siqlar aniqlanib, aholining moliyaviy inklyuzivligini oshirish bo‘yicha ilmiy-amaliy takliflar ilgari surilgan. Xulosa qismida Takaful tizimini milliy iqtisodiyotga integratsiya qilishning makroiqtisodiy barqarorlikka ta’siri baholanadi.
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