ВЛИЯНИЕ ИСКУССТВЕННОГО ИНТЕЛЛЕКТА НА ФИНАНСОВЫЕ ТЕХНОЛОГИИ И КРАУДФАНДИНГ: ВОЗМОЖНОСТИ, РИСКИ И ПЕРСПЕКТИВЫ

Authors

  • Ташкентский государственный экономический университет

DOI:

https://doi.org/10.60078/2026-vol5-iss3-pp378-381

Abstract

Цифровизация финансового сектора и развитие альтернативных механизмов финансирования представляют значимую тенденцию современной экономики. 

References

1. Salwin, M., et al. (2026). Designing a Smart Product-Service System to support digital crowdfunding platforms. Scientific Reports. (2026). URL: https://www.nature.com/ articles/s41598-026-40194-2

2. Farè, L., & Vismara, S. (2026). From Digitalisation to Artificial Intelligence: The New Frontiers of Entrepreneurial Finance. In Raising Finance: From Traditional to New Forms of Entrepreneurial Finance (pp. 527-563). World Scientific Publishing Co. Pte. Ltd. URL: https://econpapers.repec.org/bookchap/wsiwschap/9781800617032_5f0011.htm

3. Gregoriades, A., & Themistocleous, C. (2025). Improving Crowdfunding Decisions Using Explainable Artificial Intelligence. Sustainability, 17(4), 1361. URL: https://www.mdpi.com

/2071-1050/17/4/1361

4. Bayrak Meydanoğlu, E. S., Klein, M., & Gündüz, H. (2026). Crowdfunding as an E- Commerce Mechanism: A Deep Learning Approach to Predicting Success Using Reduced

Generative AI Embeddings. Journal of Theoretical and Applied Electronic Commerce Research. URL: https://www.mdpi.com/0718-1876/21/1/28

5. Tang, H., Zhao, Y., Li, N., & Zhu, J. (2026). Enhancing crowdfunding financing speed through image-text integration strategies: Insights from Information Processing Theory and explainable machine learning methodology. Technology in Society, 84, 103136. URL: https://www.sciencedirect.com/science/article/abs/pii/S0160791X25003264?via%3Dihu b

6. Wang, Y., & Othman, I. (2026). Impact of FinTech intelligent recommendation systems on crowdfunding success in China: a trust and system quality perspective. International Journal of Bank Marketing, 44(2), 313–333. URL: https://www.emerald.com/ijbm/article- abstract/44/2/313/1278479/Impact-of-FinTech-intelligent-

recommendation?redirectedFrom=fulltext

7. Abbate, T., Cesaroni, F., Crupi, A., Fasano, M., La Rocca, E. T., & Staglianò, R. (2025). Digital Finance for SMEs and Startups: Literature Review and Research Proposals. In Proceedings IFKAD 2025: Knowledge Futures: AI, Technology, and the New Business Paradigm (pp. 181-188). University of Naples Federico II. URL: https://www.ifkad.org/ebook/proceedings-ifkad-2011/

8. Xie, C., Hou, C., Sun, Y., & Sugumaran, V. (2025). Exploring Risks and Challenges in Crowdfunding Performance Using Text Analytics and Deep Learning. International Journal of Software Science and Computational Intelligence, 17(1), 31 pages. URL: https://www.igi- global.com/gateway/article/370002

Downloads

Published

How to Cite

ВЛИЯНИЕ ИСКУССТВЕННОГО ИНТЕЛЛЕКТА НА ФИНАНСОВЫЕ ТЕХНОЛОГИИ И КРАУДФАНДИНГ: ВОЗМОЖНОСТИ, РИСКИ И ПЕРСПЕКТИВЫ. (2026). Editions, 5(3), 378-381. https://doi.org/10.60078/2026-vol5-iss3-pp378-381