FORMATION AND DEVELOPMENT TRENDS OF THE MORTGAGE LOAN MARKET IN UZBEKISTAN

Matluba Mirzayeva

doi:10.60078/2025-vol4-iss1-pp252-256

Mualliflar

Matluba Mirzayeva

Research Center "Scientific Foundations and Problems of the Development of the Economy of Uzbekistan" at TSUE

DOI:

https://doi.org/10.60078/2025-vol4-iss1-pp252-256

Annotasiya

The mortgage lending market plays an important role in the sustainable development of the country's economy and improving the well-being of the population. In economic literature, housing provision is noted as one of the main factors of social stability and economic growth of the population. The mortgage lending market has a long history in the world, and its formation and development process has gone through its own stages in different countries. I

Bibliografik manbalar

Decree of the President of the Republic of Uzbekistan dated November 28, 2019 No. PF-5886 “On additional measures to improve mortgage lending mechanisms.” https://lex.uz/docs/-4637331.

Resolution of the Cabinet of Ministers of the Republic of Uzbekistan dated February 5, 2021 No. 56 “On approval of the Regulation on the procedure for granting mortgage loans at the expense of the Ministry of Economy and Finance of the Republic of Uzbekistan.” https://lex.uz/docs/-5266510.

Jorayev, A.S. (2021). Main trends in the development of the mortgage lending market in Uzbekistan. Journal of Economics and Innovative Technologies, 3(6), 54–59.

Tursunov, B.O. (2020). Development of mortgage lending and its impact on economic growth. Journal of the Finance and Banking System of Uzbekistan, 4(2), 12–17.

Raimjonov, F.R. (2022). Issues of improving mortgage lending mechanisms in Uzbekistan. Scientific and Practical Journal of Finance, 2(15), 38–43.

Karimova, Z.N. (2020). Legal framework for the formation of the mortgage lending market in Uzbekistan. Journal of Law and Society, 1(3), 25–30.

Akramov, S.K. (2019). Opportunities for using the experience of foreign countries in developing the housing mortgage lending market. Economic Bulletin of Uzbekistan, 6(11), 44–49.

https://bank.uz/uz/

https://ipakyulibank.uz/physical

https://hamkorbank.uz/