O‘ZBEKISTON TIJORAT BANKLARIDA RISKLARNI BAHOLASHDA KREDITLASH AMALIYOTI TAHLILI
DOI:
https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp862-866Annotasiya
Mazkur maqolada O‘zbekiston tijorat banklarida risklarni baholashda kreditlash amaliyotining o‘ziga xos jihatlari tahlil qilingan. Tadqiqotda kredit portfeli sifati, muammoli kreditlar (NPL) darajasi hamda kredit riskini baholashda qo‘llanilayotgan skoring va monitoring mexanizmlarining samaradorligi o‘rganilgan. Natijada kreditlash jarayonida risklarni aniqlash va boshqarish tizimini takomillashtirish, muammoli kreditlar ulushini kamaytirish hamda banklar moliyaviy barqarorligini oshirish zarurligi asoslab berilgan
Kalit so‘zlar:
tijorat banklari kreditlash amaliyoti kredit riski muammoli kreditlar (NPL) kredit portfeli risklarni baholash skoring tizimi moliyaviy barqarorlikBibliografik manbalar
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