This article presents a comprehensive analysis of the state and structure of the government securities market in the Republic of Uzbekistan during the period 2018–2024, focusing on demand and placement trends. Government bonds are considered a key element of the financial system and play an important role in mobilizing both domestic and foreign investment resources. Particular attention is given to identifying institutional and structural constraints hindering the full development of this financial market segment. These include the limited range of available debt instruments, low liquidity in the secondary market, a predominance of short-term bonds, and the absence of flexible instruments such as floating-rate bonds. The study argues that the establishment of a fully functional, multi-level infrastructure for the circulation of government bonds requires the introduction of innovative instruments, including indexed, "green," and social bonds, which could enhance the sustainability of budget financing and strengthen the investment climate. It concludes that the development of the government bond market is of strategic importance for ensuring budgetary stability and increasing the transparency of public debt policy.

This article explores the practices of program-targeted and performance-based budgeting in the countries of the Organization for Economic Co-operation and Development (OECD). It examines the approaches used by various governments to improve the efficiency and transparency of the budgetary process. Particular attention is given to the interconnection between the development of government programs, the system of performance evaluation, and managerial decision-making. The paper analyzes both successful implementation examples and existing limitations of these mechanisms. The study concludes on the importance of adapting international experience in the context of modernizing the budgetary systems of countries with transitional economies.

The article highlights the reduction in the personal participation of citizens in the national system of public services in the “mahalla” system based on the principles of “3 steps”, “adapted for the user” determining the demand for public services.  Defining requirements for the provision of public services, setting standards, forming a list of public services, highlights the organizational and economic mechanism that allows establishing methods for the provision of public services, and the process of organizing the provision of public services in the “mahalla” system. Proposed based on the organizational and economic mechanism, the main directions of the provision of public services in the “mahalla”.

In recent years, as a result of the wide implementation of digital technologies in the public administration system of Uzbekistan, the e-government infrastructure has been gradually formed.  The purpose of the research is to identify the efficiency factors of digital transformation in public services and to assess its economic and organizational impact. The methodology employs systematic, comparative, and trend analysis approaches based on open data from 2017-2024 to analyze Uzbekistan’s digital development indicators. The results show that while the expansion of electronic services has increased transparency and convenience of governance, digital inequality across regions and the shortage of qualified personnel continue to limit overall efficiency. Based on the experiences of Korea, Denmark, and Finland, the study recommends innovative governance approaches suitable for Uzbekistan

The analysis of factors influencing the investment attractiveness of the regions of the Republic of Uzbekistan includes the study of economic, social, and infrastructure indicators. Among the key factors are the availability of developed infrastructure, access to resources, government support, and the level of urbanization. The development of special economic zones (SEZ) and the improvement of the business climate also play an important role in enhancing the regions' attractiveness for investors. The study helps identify the strengths and weaknesses of the regions, which contributes to the development of effective strategies for attracting investments and stimulating economic growth in Uzbekistan.

This article analyzes the current state and development trends of the children's toy industry in Uzbekistan and globally. It examines import volumes, market share, the potential of local manufacturers, and the growing demand for STEM and interactive toys. The study highlights the high dependency on foreign products, provides statistical insights, and evaluates government support measures for the sector. Key challenges and promising growth opportunities are identified through market dynamics and recent data.

The article focuses on the development of family entrepreneurship in the context of Uzbekistan's digital economy. It discusses key legal acts and strategies to support small businesses, create jobs, reduce poverty, and improve living standards. The article also provides an analysis of statistical data on the growth of family businesses and their contribution to the country's industrial output. Recommendations are made for further development of family businesses using digital technologies.

This article highlights the important factors of effective management of services in modern complexes. The important factors of management are explained. The normative legal documents adopted by the government and their current implementation are discussed. A conclusion is drawn based on the results of current implementation.

Digitalization of public administration is becoming an important tool for accelerated economic development and improving interaction between government agencies, citizens and businesses. In the context of the growth of digital technologies, digitalization allows optimizing the processes of providing public services, reducing the administrative burden on businesses and increasing the efficiency of state financial control.

The article discusses the criteria for assessing the effectiveness of tax administration. Various theoretical approaches to assessing the effectiveness of tax administration are studied, criteria for assessing and measuring effectiveness for the government of Uzbekistan are proposed, and a conclusion is drawn at the end of the topic.

Currently, plastic card technology is rapidly developing in developing countries, including Uzbekistan. A number of regulatory and legal acts have been adopted to improve the use of plastic cards and widely introduce a cashless payment system.

This article examines the issues of improving the methodology of financing innovative projects through venture funds. Based on the experience of the United States and Western European countries, the main mechanisms of venture financing, methods of attracting investors, and government support measures are studied. Additionally, proposals are developed for institutional changes, improvement of the legal framework, and expansion of public-private partnerships to enhance venture financing in Uzbekistan. The research results aim to support innovative entrepreneurship in the country and improve the process of attracting venture investments.

The article is devoted to the analysis of the investment potential of insurance companies, which is a set of factors influencing the ability of an insurance organization to effectively invest its funds. The work considers the main aspects, including sources of capital, investment portfolio structures, risks, and the role of government regulation. The assessment of the investment potential of insurance companies is based on the analysis of their financial indicators, market situation and external economic factors.

This research explores the relationship between digitalization and its economic impact on household finances in Uzbekistan. The study's objective is to determine how technological advancements, particularly in ICT (Information and Communication Technology), influence financial behavior and market dynamics within Uzbekistan households. The research employs a quantitative approach, using a Tobit regression model to analyze data collected from various national databases, including Uzstat and the Global Innovation Index. The study focuses on variables such as the ICT index, government readiness for ICT integration, and the rate of automation, represented by the number of robots per 10,000 workers. Data was collected over a span of ten years, from 2011 to 2021, and analyzed to identify significant correlations between these variables and household savings rates. The findings suggest a positive correlation between the ICT index and labor market indices, indicating that as digitalization advances, the labor market and household incomes experience growth.

E-commerce has changed the course of national economic growth and greatly raised people’s living conditions. These developments have especially raised social efficiency. Macroeconomic and microeconomic settings have been greatly impacted by e-commerce as access to large information systems, the volume of data grows, and data processing advances help to shape both of these environments. This guarantees timely access to information, eliminates uncertainty in economic operations, lowers the cost of data collecting, increases the efficiency of economic processes, and finally helps the market resource allocation mechanism to be better. Though it will not totally reverse this trend, the results of the study show that digitalization would progressively change Uzbekistanʼs economy by boosting efficiency and reducing the declining trend of possible development as the economy achieves maturity. Maximizing the advantages of digitization while limiting problems including labor market disruptions, privacy violations, the emergence of monopolies, and financial dangers depends on the government acting in a vital role.

This article analyzes the organizational and economic mechanisms for the development of women's entrepreneurship in the service sector. The author reviews the existing legal frameworks and state programs supporting women's entrepreneurial activity and assess their effectiveness. Additionally, the paper offers proposals and recommendations aimed at increasing women's participation in the service industry. The study highlights the need for innovative approaches tailored to local conditions and modern market demands.

This article analyzes the impact and significance of the supply chain in the economy of Uzbekistan. In particular, it examines the role of the logistics system in the national economy, its development trends, as well as existing problems and their solutions. An assessment of the current state of the supply chain infrastructure, government support measures, and recommendations for the development of international logistics networks are provided. According to the research results, to increase the efficiency of the supply chain in Uzbekistan, it is necessary to use digital technologies, improve transport infrastructure, and expand regional cooperation.

This article focuses on poverty reduction through service sector development. The growth of production and services contributes to the increase in income of the population. The correct and effective organization of production and service sectors is based on the well-being of people, i.e. quality of life, and the possibilities for reducing poverty through service sector development are identified on the basis of analysis.

The article discusses the role of import substitution as a key factor in enhancing the economic security of an enterprise's operations. It analyzes the main approaches and strategies aimed at reducing dependence on external supplies and identifies key directions for the effective implementation of domestic technologies and products. Special attention is given to the role of the state in stimulating import substitution processes by supporting domestic producers and creating favorable conditions for their development. The study highlights the importance of import substitution for strengthening the financial and economic stability of enterprises in the face of global economic challenges.

В данном исследовании рассматривается анализ туристической инфраструктуры в Южной Корее с целью оценки состояния инфраструктуры на основе комплексного подхода, включающего компоненты транспортных сетей страны, цифровые (умные) услуги, мониторинг окружающей среды и устойчивость к чрезвычайным ситуациям. В исследовании анализируются транспортная инфраструктура, покрытие Интернетом и 5G, интеллектуальные туристические приложения, кибербезопасность, зеленая инфраструктура и факторы устойчивости до и после пандемии. В то же время будут также освещены вопросы регионального дисбаланса и цифровой инклюзивности. Анализируются практические меры по улучшению. Основная цель исследования — изучить туристическую инфраструктуру Южной Кореи на основе комплексной модели оценки, выявить имеющиеся сильные и слабые стороны и разработать предложения по повышению устойчивости в чрезвычайных ситуациях. Данное исследование также представляет интерес для политиков и государственных учреждений, туроператоров и владельцев цифровых платформ, научных исследователей и студентов университетов, местных сообществ и специалистов по региональному развитию, а также организаций по экологии и управлению природопользованием и специалистов в области развития урбанизации. Научная новизна исследования заключается в том, что оно вносит новый теоретический и практический вклад в тему путем разработки модели оценки и набора эмпирических показателей, объединяющих компоненты туристической инфраструктуры, транспорта, интеллектуальных услуг, мониторинга окружающей среды и устойчивости.

The article highlights the essence, characteristics and advantages of inclusive entrepreneurship, its role in state socio-economic policy, and defines the concept of "inclusive entrepreneurship". The possibilities of an inclusive approach to entrepreneurial activity are revealed. The work carried out in the country, in particular in the Khorezm region, to support inclusive entrepreneurship is analyzed. Proposals for their development based on the principles of equality are put forward.

This article analyses the use of electronic money in Uzbekistan, as well as the factors influencing its development and the existing challenGES. Although the adoption of electronic payment instruments has significantly increased in recent years due to the growth of the digital economy, several constraints—including insufficient infrastructure, low digital literacy, and limited trust in the banking system—have been identified as slowing down this process. The study provides a comparative analysis of the experiences of Uzbekistan, Turkey, and Kazakhstan, and presents statistical data on chanGES in total bank deposits, the share of electronic money, and term deposits from 2017 to 2024. The findings indicate that despite the rise in the use of electronic money, its share within total bank funds has decreased. These trends are shown to be closely related to the development of digital infrastructure, security systems, digital literacy, and government regulatory policies. The author emphasizes the need to expand infrastructure, strengthen security measures, improve digital literacy, and enhance the legal framework to further promote the development of the electronic money market

This article presents a modern analysis of land resource use in the activities of dehkan (smallholder) farms in the Kashkadarya region. Based on an assessment of natural-geographical conditions, climatic factors, land quality, access to water resources, and the state of agrotechnical services, the study examines how local smallholder farms interact with and manage their land. The research evaluates soil cultivation practices, crop structure, technological provision, government support, and environmental sustainability factors. As a result of the analysis, existing problems and future opportunities were identified, and recommendations were developed to enhance the efficient use of land resources in dehkan farms

Based on the study of the correlation and regression dependence of the mechanisms of regulation and stimulation of attracting foreign investment, forecast indicators of the development of foreign investments have been developed. Tax incentives and preferences for foreign investors: It is important that government investment support programs, including tax incentives, subsidies, and guarantees, are used to encourage foreign investment. Also, based on the study of the correlation and regression dependence of mechanisms for regulating and stimulating the attraction of foreign investment in the economy in modern conditions, the activity of forecast indicators for the development of foreign investment has been studied