This article analyzes the current issues of developing professional competencies in the process of training managers in higher education institutions and the directions of using advanced foreign experience. The need for professional, communicative and conceptual competencies for the successful functioning of managerial personnel is substantiated. At the same time, the experience of the USA, Europe and Eastern countries emphasizes the widespread use of innovative teaching technologies, practice-oriented programs and interactive methods in the educational process. The implementation of these experiences in the national education system serves to form managers as competitive and strategically thinking specialists

This article examines the mechanisms for ensuring the financial stability of Uzbekistan's railway companies in the context of the industry's fundamental transformation. Analyzes the transition from a monopolistic model to a competitive market, focusing on methods of attracting private investment, public-private partnerships, and digitalization of financial control. The need to introduce a "unbundling" system and new long-term financing instruments to maintain liquidity in the context of large-scale infrastructure projects is substantiated

Modern mechanisms for financing projects in the banking sector are a complex and multifaceted process, playing an important role in implementing innovative and effective investments in various sectors of the economy. These mechanisms are aimed not only at allocating financial resources, but also at managing risks, ensuring project sustainability, and building trust between clients and investors. Banks are radically improving the process of financing projects by widely using digital technologies, advanced credit assessment systems, collateral mechanisms, cooperation platforms, and the principles of sustainable financing in their activities.

This article is dedicated to the consideration of important issues of increasing the level of financial literacy in the educational system of Uzbekistan, especially in school education, and to the study of advanced foreign experiences. In the article, the financial literacy programs of Finland and the Russian Federation are analyzed and ways of their adaptation to the conditions of Uzbekistan are studied. Emphasizing that financial literacy has a positive effect on the economic stability and well-being of the population, the research notes the need for public and private sector cooperation, the organization of special courses and training in educational institutions, as well as the use of modern technologies and interactive methods. Proposals and recommendations developed on the basis of the experiences of Finland and the Russian Federation are of great importance in the formation of practical programs aimed at increasing financial literacy in the school education system of Uzbekistan.

The rapid advancement of innovative technologies is providing opportunities to organize the processes of training, retraining, and upskilling personnel with novel approaches. Artificial intelligence (AI), considered one of the most effective technologies of the Fourth Industrial Revolution, is fundamentally transforming educational management practices. Particularly, such technologies enable personalized learning tailored to individual needs, offering solutions that meet learners’ requirements on an individual basis. This article analyzes the advanced experiences of foreign countries in continuously developing managerial competencies through adaptive, mass, and electronic education systems, including the use of AI technologies. The research findings highlight the need for digital transformation in the process of developing competencies of managerial personnel working in public service in the Republic of Uzbekistan. It discusses the integration of AI tools into this system, the potential for digital governance, and its economic efficiencies.

The guidelines proposed by the United Nations High Commission on Human Rights stated that the development and use of indicators to assess the standard of living of the population should follow a human rights approach to data, focusing primarily on the self-determination of the population and the principles of participation. The total income of the population is made up of proceeds in the form of money and in-kind, which fall on the household or its individual members during an annual or less time period, of a permanent or recurring nature. This article focuses on the study of methodologies and areas of use by international organizations for assessing the income and standard of living of the population.

This article is devoted to the issues of the essence and necessity of developing the trade services system, improving the organizational and economic mechanisms for the development of trade services, ensuring the strategic competitiveness of trade enterprises and developing theoretical and methodological aspects of forming competitive strategies, proposing ways to improve the service sector in trade and taking into account the characteristics of the service sector

This article analyzes the advanced experiences of foreign countries in achieving sustainable growth through the application of a green economy in a period of intensifying global environmental problems. It examines the priority directions and opportunities for applying these experiences in the context of Uzbekistan. In addition, the article presents scientifically grounded conclusions and proposals aimed at training specialists in this field, creating an investment-friendly environment, and preventing environmental risks in our country

This article analyzes the experience of developed countries (USA, Germany, Japan, Estonia, South Korea) in managing small business statistics and using information databases. The article demonstrates the importance of statistical indicator systems, digital platforms, real-time monitoring, and artificial intelligence technologies used in foreign countries. Through comparative analysis, the current state of Uzbekistan’s statistical information databases (Stat.uz, my.gov.uz, soliq.uz, ERI, SPINIDA) has been assessed and ways to improve them have been identified. As a result of the research, recommendations have been developed for creating a unified electronic statistical system, integrating platforms, and implementing AI and Big Data technologies. The research results can be used to improve small business support policies and develop the national digital economy in Uzbekistan