DEVELOPMENT TREND OF FINTECH IN COMMERCIAL BANKS (USING THE EXAMPLE OF BANKS LOCATED IN UZBEKISTAN)
Abstract
In this article, the main directions of the development of FinTech strategies in commercial banks are presented on the example of banks operating in Uzbekistan. Among the main areas of FinTech strategies are digital payment systems, artificial intelligence (AI) and data analysis, blockchain, banking mobile applications, digital banks and FinTech startups. Also, the changes in banks as a result of their application were analyzed based on the data of the Central Bank of the Republic of Uzbekistan. In this, information about plastic cards in circulation in banks, payment terminals installed by banks, ATMs, infokiosks, bank applications, digital banks from 2001 to August 1, 2024 was presented and analyzed graphically.
Keywords:
FinTech digital banking digital payment system payment system operators payment terminal ATM artificial intelligence BigData credit scoring biometric identificationReferences
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