THEORETICAL ANALYSIS OF EXTERNAL FACTORS AFFECTING LENDING MECHANISMS OF COMMERCIAL BANKS

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Abstract

The article provides an analysis of the literature on the theoretical foundations of lending mechanisms of commercial banks, as well as their interrelationship with the credit mechanism. Also, the theoretical foundations of external factors influencing the lending mechanisms of commercial banks in the economy are explained, and the aspects that should be paid attention to in practice related to them are highlighted, and appropriate conclusions are presented.

Keywords:

credit mechanism lending mechanism credit system creditworthiness interest rate

References

Валенцева Н. И., Мамонова И. Д. (1975) Эффективность использования банковского кредита -М.: «Финансы». – 125с.

Лаврушин, О.И. (1970) Кредит в системе экономических стимулов / О.И. Лаврушин. - Москва.: Финансы. - 88 с

Лаврушин, О.И. (2021) Банковское дело: современная система кредитования : учебное пособие / О.И. Лаврушин, О.Н. Афанасьева. – Москва : КноРус. – 357 с.

Норқобилов С., Ортиқов Ҳ. (2011) Кредит механизми ва унинг элементлари: услубий қўлланма. Фарғона: «ФАРҒОНА» нашриёти.- 200 б.

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THEORETICAL ANALYSIS OF EXTERNAL FACTORS AFFECTING LENDING MECHANISMS OF COMMERCIAL BANKS. (2024). Economic Development and Analysis, 2(2), 338-347. https://doi.org/10.60078/2992-877X-2024-vol2-iss2-pp338-347