CURRENT STATE OF STABILITY OF RESOURCES OF COMMERCIAL BANKS ACCORDING TO THE FORM OF OWNERSHIP IN UZBEKISTAN

Abstract

In this scientific article, we have analyzed the resource base of commercial banks according to the form of ownership. We studied commercial banks by dividing them into two groups, namely banks with state ownership and banks without state ownership. According to the results of the analysis, the growth of liabilities in state owned banks was faster than the growth of deposits. This situation indicates that the government provides cheap resources to the state owned banks. On the contrary, the growth of deposits in non-state owned banks was higher than the growth of total liabilities. As a conclusion, we can say that, firstly, the trust of the population in the banking system is increasing, and secondly, the trust in non-state owned banks has increased more than state owned banks in the banking system.