IMPROVING THE FINANCIAL RISK MANAGEMENT PROCESS IN COMMERCIAL BANKS
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss1-pp103-112Abstract
This article examines the theoretical and practical aspects of financial risk management processes in commercial banks. In particular, modern methods of identifying, assessing, controlling, monitoring, and reporting financial risks are analyzed, and practical recommendations for improving management processes are developed. The main objective of the article is to develop a comprehensive approach to addressing issues related to financial risks and to identify the possibilities for applying this approach in ensuring the financial stability of commercial banks.
Keywords:
liquidity risk credit risk market risk commercial banks risk identification risk assessmentReferences
Al-Anbagi, A.T.K. (2025) ‘The Role of Financial Statements in Reporting Financial Risks: A Case Study in the Baghdad Municipality’, International Journal of Finance & Banking Studies, 14(3), pp. 159-165. https://www.ssbfnet.com/ojs/index.php/ijfbs/article/view/4505
International Monetary Fund (2025) Republic of Uzbekistan: Financial Sector Assessment Program – Detailed Assessment of Observance – Basel Core Principles for Effective Banking Supervision, IMF Country Report No. 25/227. https://www.imf.org/-/media/files/publications/cr/2025/english/1uzbea2025004-source-pdf.pdf
Juma, A.M. and Atheru, G. (2018) ‘Financial Risks Analysis and Performance of Commercial Banks in Kenya’, *Journal of Finance and Accounting*, Stratford Peer Reviewed Journals and Books, 2(2), pp. 76–95. https://stratfordjournalpublishers.org/journals/index.php/journal-of-accounting/article/view/211
Ngo, H.K. and Trinh, H.T.T. (2025) ‘The impact of financial risks on bank performance: evidence from Bayesian analysis in Vietnam’s commercial banks’, *Discover Sustainability*, 6, article number 515. https://link.springer.com/article/10.1007/s43621-025-01246-1
O‘zbekiston Respublikasi Prezidenti (2023) “O‘zbekiston — 2030” strategiyasi to‘g‘risida, Farmon PF-158. https://lex.uz/docs/-6600413
Skrebtsova, T.V. (2015) ‘Finansovye riski v kommercheskom banke: osnovnye metodologicheskie aspekty upravleniya’, *Scientific article*, https://cyberleninka.ru/article/n/finansovye-riski-v-kommercheskom-banke-osnovnye-metodologicheskie-aspekty-upravleniya/viewer (15-yanvar 2026-yilda kirilgan).
Ubul, R.B.U. and Kithandi, C.K. (2025) ‘Effect of Financial Risk on Financial Performance of Banks Listed at Nairobi Securities Exchange, Kenya’, African Journal of Commercial Studies, 6(5), pp. 101-116. https://ijcsacademia.com/index.php/journal/article/view/348
Wikipedia (2025) ‘Financial risk’, Wikipedia, The Free Encyclopedia. https://en.wikipedia.org/wiki/Financial_risk?utm_source
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
