SCIENTIFIC AND PRACTICAL ASPECTS OF DEPOSIT OPERATIONS OF COMMERCIAL BANKS
DOI:
https://doi.org/10.60078/2992-877X-2025-vol3-iss3-pp312-321Abstract
This article analyzed the composition of deposits in the banking system and their impact on financial stability. It studied how deposits formed by individuals and legal entities cause problems for banks in terms of liquidity, risks, and costs. During the study, the distribution of deposits between state-owned and private banks and their impact on the economy were considered. Practical proposals for sustainable development of the banking sector and effective management of deposit resources were developed in the article.
Keywords:
banking system deposit structure deposits of individuals deposits of legal entities liquidity risk interest rates bank liquidity term deposits corporate clients credit resourcesReferences
Marshall, A. (1890). Principles of Economics. London: Macmillan.
Mill, J. S. (1848). Principles of Political Economy. London: John W. Parker.
Ricardo, D. (1817). Principles of Political Economy and Taxation. London: John Murray.
Samuelson, P. A. (1948). Economics: An Introductory Analysis. New York: McGraw-Hill.
Say, J. B. (1803). A Treatise on Political Economy. Paris: Deterville..
Smith, A. (1776). An Inquiry into the Nature and Causes of the Wealth of Nations. London: W. Strahan and T. Cadell.
Walras, L. (1874). Elements of Pure Economics. Lausanne: L. Corbaz.
Абдуллаева Ш.З. (2017) Банк иши. Дарслик. -Т.: ТМИ, Иқтисод-Молия, 732 б.
Бобобеков, Ф. (2025). Тижорат банкларида депозитларнинг ресурс сифатидаги аҳамияти. Илғор иқтисодиёт ва педагогик технологиялар, 1(3), 179–185. https://doi.org/10.60078/3060-4842-2024-vol1-iss3-pp179-185.
Лаврушин О.И. и др. (2024) "Банковское дело". — Москва: КноРус,– 630 с.
Марамыгин М. С., и др. (2021) Банковское дело и банковские операции : учебник / Министерство науки и высшего образования Российской Федерации, Уральский– 567 с. : ил. – Библиогр.: с. 504–512. – 100 экз. – ISBN 978-5-7996-3104-8.
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution 4.0 International License.
