This article analyzes the future scenarios of regional socio-economic development in the context of forming an innovation economy, grounded in scientific evidence. The introduction outlines contemporary trends (digital transformation, artificial intelligence, green technologies, and climate change), while the literature review is based on several scholarly research works from prestigious journals over the past five years, encompassing the evolution of RIS (regional innovation systems), empirical models, and policy recommendations. The methodology relies on systematic literature review (SLR) and scenario planning. The results delineate three scenarios: optimistic (2–5% growth through digital integration), pessimistic (inequality and stagnation), and mixed (transformative adaptation). The conclusion proposes strengthening RIS and investing in green innovations

In this article, the forecasting of financial resources studies the important aspects of strategic planning for regional enterprises and the complications and problems associated with predicting the financial resources of enterprises operating at the regional level. The financial forecasting process involves a comprehensive analysis of historical data, market trends and economic indicators in order to make informative forecasts about future financial indicators. This article highlights the importance of accurate financial forecasting, its consequences in decision-making and the obstacles that regional enterprises may face in this process. By solving these problems, a proposal has been developed to improve strategic decisions in which businesses can better prepare themselves for different scenarios, allocate resources efficiently, and contribute to long-term success and sustainability.