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RISKS ARISING FROM THE USE OF DIGITAL PLATFORMS FOR SMALL BUSINESS
Muxiddin Primov , Nilufar Rizayeva

The article explores the risks associated with the use of digital platforms and their impact on the economy, security, and social life. It analyzes the differences in the development of the digital economy between developed and developing countries, as well as the challenges of measuring it statistically. Furthermore, the article provides a detailed overview of risks related to digital platforms – from social environment threats to financial fraud, cybercrimes, psychological impacts, and algorithmic manipulations. Specific measures for developing e-commerce in Uzbekistan, existing obstacles, and international experience are also discussed. Real-life examples of common types of internet fraud are presented to raise public awareness and digital literacy.

04/30/2025
  • PDF (Uzbek)
196-201 82 74
WAYS TO REDUCE THE SHADOW ECONOMY THROUGH DIGITIZATION
Dilshod Toraev

This article analyzes the issues of reducing the scale of the shadow economy through digitalization. The implementation and development of electronic payment systems, as well as proposed measures to reduce the shadow economy in the country, are discussed. The international experience in developing e-commerce platforms and mechanisms for VAT payment is reviewed.

01/31/2025
  • PDF (Uzbek)
433-438 191 48
DIGITAL TRANSFORMATION OF THE ECONOMY AND ITS EFFECTS ON CONSUMER MARKET DYNAMICS IN UZBEKISTAN
Ashirali Abdirashidov

The digital transformation of the economy has become a crucial factor in reshaping consumer market dynamics around the world, especially in emerging economies. This article examines the impact of digitalization on the development and structural change of the consumer market in Uzbekistan. The study analyzes how the expansion of digital technologies, such as e-commerce platforms, digital payment systems, online retail services, and data-driven marketing, has changed consumer behavior, market access, competition, and efficiency. The study results show that digital transformation has contributed to increasing market transparency, reducing transaction costs, expanding consumer choice, and enhancing the role of small and medium-sized enterprises in the consumer market. At the same time, the study identified persistent challenges related to digital inequality, infrastructure gaps, and regulatory adaptation. The article concludes that a sustainable digital transformation, supported by targeted policy measures and institutional reforms, is crucial for building a competitive, inclusive, and resilient consumer market in Uzbekistan.

12/29/2025
  • PDF (Uzbek)
9-18 56 63
THE ROLE OF DIGITAL TOURISM DEVELOPMENT IN THE NATIONAL ECONOMY
Xubbim Ulashev

This article examines digital tourism as one of the fastest-growing phenomena in modern practice. The examples provided illustrate how people move within tourist flows, determining their direction and impact on host regions. Economic systems are cyclical by nature, with cost and revenue flows regularly recurring. Therefore, the article offers proposals and recommendations reflecting the crucial role of digital platforms in the tourism sector.

12/29/2025
  • PDF (Uzbek)
285-292 37 18
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