This comprehensive article will discuss the situation of unemployment in Uzbekistan with special attention. The article examines the economic and social consequences of unemployment, its causes and effects on individuals and society. It provides an in-depth analysis of the level of unemployment in Uzbekistan based on statistical data and a forecast of future trends. In addition, the article highlights the need for strategic planning and intervention, and suggests a number of preventive measures to address the problem. The article represents a combination of quantitative and qualitative research methods that offer a holistic view of the topic.

Behavioral finance, which has recently entered the fields of finance and economics with a fresh perspective, challenges the traditional economic concepts of rational decision-making. This field emphasizes that to conduct more accurate analyses in economics, it is necessary to account for human psychological decisions, cognitive biases, and the role of emotions in decision-making. By considering the limitations of available opportunities and the diversity of choices, behavioral finance shows that we can gain more insights into market participants. These shifts can have a significant impact across various sectors and contribute to more precise decision-making at the national level, enhancing the financial well-being of the state and its citizens.

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

The article discusses the growing importance of the informatization sector in the economy of Uzbekistan. The development of information technologies and their integration into the economic system play an important role in ensuring the country's economic growth, increasing efficiency and competitiveness. Informatization allows to further simplify and accelerate economic processes through the introduction of modern technologies, especially in the areas of public administration, business and education. In particular, the digital economy, e-commerce, online services, as well as the use of databases and artificial intelligence technologies allow to achieve effective resource management and optimize production and service processes. The development of informatization also affects the improvement of the business environment, the creation of new jobs and ensuring economic stability. The article discusses the integration of information technologies into the economy, digital transformation processes and related economic results. The report also analyzes the opportunities and challenges arising from the transition of Uzbekistan to a digital economy.

This article shows that today in our country targeted programs aimed at further improving the business environment, rapid development of small business and private entrepreneurship have been consistently implemented, and through the socio-economic reforms that are being carried out to accelerate the growth of the country's economy, to meet the needs of the population, to solve the issues of increasing their incomes, to increase the social activity of young people. aimed at increasing.

To determine the directions for improving corporate culture in joint-stock companies, attention must be paid to its advantages and problems. An effective corporate culture directly influences the activities and long-term prospects of joint-stock companies. Such a culture is one of the most important factors for the success of joint-stock companies and is crucial in maintaining a competitive edge. Moreover, it affects the ethical virtues, dedication, work productivity, physical health, and emotional well-being of individuals in the organization. This article analyzes the problems of corporate culture in joint-stock companies and identifies ways to effectively address them. It also examines the importance of corporate culture and its role in the company's operations, as well as the impact of culture on economic indicators. Issues such as insufficient development of corporate culture, weak communication among employees, and non-compliance with ethics and values are analyzed. Solutions proposed include strategic approaches to developing corporate culture, regular educational and training programs, creating an open communication and trust environment, and developing and implementing ethical codes. The research provides practical recommendations for improving and effectively managing corporate culture in joint-stock companies.

The article discusses the economic and theoretical foundations of ensuring the quality of an insurance product. It analyzes the factors that make consumers feel satisfied with insurance products and motivate them to purchase the products. The main solutions and directions for increasing the attractiveness of insurance products are also mentioned.