The article emphasizes that attention should be paid to new principles of functioning of people's relationships, reflecting not only economic, but also socio-cultural, spiritual-ethical and spiritual-psychological aspects of these relationships, taking into account that modern economic theory has not been able to answer the socio-economic problems of the current period that have arisen due to modern transformations, climate change, the emergence of the knowledge economy, globalization processes, due to the fact that the worldview of the world population and the principles of human behavior are becoming more homogeneous. The dependence due to transformation processes, with insufficient implementation of the task as a theoretical and methodological basis for other economic sciences and the economic policy of the state, is substantiated.
This article examines the concept of a banking ecosystem, the creation of a "banking ecosystem" as a modern model of international transformation processes in the activities of commercial banks in Uzbekistan and the processes of digital transformation of commercial banks. Is presented the role of the banking ecosystem in turning the banking industry into a kind of financial "supermarket" by radically changing the relationship between the bank and the client based on the organization of the banking ecosystem, increasing the prestige of the bank, rapid digitization of economic relations, expanding the offer of a wide range of banking and non financial services to customers.
The article discusses the growing importance of the informatization sector in the economy of Uzbekistan. The development of information technologies and their integration into the economic system play an important role in ensuring the country's economic growth, increasing efficiency and competitiveness. Informatization allows to further simplify and accelerate economic processes through the introduction of modern technologies, especially in the areas of public administration, business and education. In particular, the digital economy, e-commerce, online services, as well as the use of databases and artificial intelligence technologies allow to achieve effective resource management and optimize production and service processes. The development of informatization also affects the improvement of the business environment, the creation of new jobs and ensuring economic stability. The article discusses the integration of information technologies into the economy, digital transformation processes and related economic results. The report also analyzes the opportunities and challenges arising from the transition of Uzbekistan to a digital economy.
Рақамли трансформация замонавий бизнеснинг ажралмас қисмига айланяпти ва сунъий интеллектни (СИ) компания жараёнларига жорий этиш самарадорликни ошириш учун янги имкониятлар яратади. Аммо маълумотлар ҳажмининг ўсиши билан уларни ҳимоя қилиш ва махфийлик принциплари бўйича қонунларга риоя қилиш муҳим аҳамиятга эга. Ушбу мақолада рақамли трансформациянинг асосий жиҳатлари ва СИнинг маълумотларни ҳимоя қилиш қонунчилигига мувофиқ жорий этилиши кўриб чиқилган. Махфийликни таъминлаш методларига, жумладан маълумотларни анонимлаштириш ва шахсий маълумотларни ҳимоя қилиш учун машина ўрганиш алгоритмларидан фойдаланишга алоҳида эътибор қаратилган.
The article analyzes the processes of transformation of state regulation of socio-economic development of regions and also examines the issues of expanding the powers of territories when making management decisions.
This article discusses the possibilities of using information technologies in the development of digital logistics in Uzbekistan. The development of digital logistics creates additional opportunities and conveniences for both the state and the population, and most importantly, for companies. Today, companies across all industries are digitizing and changing their models based on new digital transformation trends. Companies continue to offer new processes or modify existing ones. In addition, the establishment of a new corporate culture, even the introduction of a new customer experience to meet the changing needs of consumers and the market, customer requirements. In particular, digital transformation in logistics and transport will help network companies take advantage of new technologies and be competitive in an ever-expanding market. the possibilities of using information technologies in the development of digital logistics are organized, scientific, methodological and practical proposals and recommendations are presented.