Investment activities of insurance companies are important for ensuring financial stability and improving the economic condition of the enterprise. Such activities depend on risk management, ensuring liquidity, compliance with financial and economic systems, as well as technological innovations. At the same time, insurance companies strive to maintain their stability by diversifying investment activities, minimizing risks, ensuring liquidity and making decisions in accordance with strategic goals. The use of technology, the use of innovative analytical tools and adaptation to global economic conditions are important factors in their practice.

This article examines the effectiveness of strategic management of enterprises, the factors affecting it, methods for increasing the competitiveness of enterprises and the issues of improving the organizational and economic management mechanism

Small business and private entrepreneurship is the largest sector of our country's economy, and the stable and modern development of this sector determines the employment and well-being of the population, the saturation of the markets with quality goods and services, the formation of fair price levels, and the pace of development of the country's economy. There are a number of factors that determine the effective activity of small businesses and entrepreneurial enterprises, and the role of competition in these factors is of particular importance. The effective organization of competitive activities ensures the advantage of the enterprise in the competition, creates conditions for successful operation in the market. Therefore, today, it is important to study problems such as the absence of competition in the activities of small enterprises, its specific features, and to develop certain proposals and recommendations for effective organization. In this article, an attempt was made to highlight some aspects of the manifestation of competition and its characteristics in the activities of small enterprises.

As we know, the role of investment in the development of industrial enterprises in our country is very great. Therefore, today, in the context of further development and liberalization of the economy, the role of investment in strengthening macroeconomic stability, maintaining high growth rates and ensuring the competitiveness of the economy is incomparable. Carrying out economic activity involves capital, and the amount spent for the purpose of making a profit or achieving economic and social efficiency is considered as an investment.

In the current conditions of economic development, one of the important conditions for the functioning and innovative development of companies is an effective management system. The stability and competitiveness of operating companies directly depends on their management. The established corporate management in turn affects the position of the company in the market, the level of its modernization, digitization and directly the standard of living of the company's employees. Today, it is considered important how to organize a cost-effective and scientifically based way of assessing the quality of management of companies, as well as systematic work on improving the management system.

This article examines the importance of applying accounting policies in the activities of railway transport enterprises and develops proposals and recommendations.

The article considers general issues of formation and development of theoretical and methodological aspects of evaluation of the system of development of trade services in the conditions of socio-economic transformations. In the course of the presentation of the work, the main elements of evaluation of the system of development of trade services are generalized and structured, its functions are systematized, the factors of its development are studied, as well as the role of evaluation of the system of development of trade services in formation of the platform of sustainable development of trade and national economies forming it.

The article considers general issues of formation and development of theoretical and methodological aspects of assessment of the trade services development system in the context of socio-economic transformations. In the course of the presentation of the work, the main elements of assessment of the trade services development system are summarized and structured, its functions are systematized, the factors of its development are studied, as well as the role of assessment of the trade services development system in the formation of a platform for sustainable trade development and the national economies that form it. 

The article explores the activities of retail enterprises, analysis of the factors
affecting them, scientific-theoretical approaches of scientists on the development of chakaa trade, analysis of foreign organizations in the development of retail trade. Marketing research of retail organizations has been conducted.

This article examines the ways in which organizations can develop through the formation of a competitive environment. The competitive environment is a key factor affecting the efficiency and sustainability of businesses in modern economic conditions. The author analyzes the main aspects of creating a competitive environment, including innovative approaches, strategic planning, and interaction with stakeholders. The article discusses examples of successful practices implemented in various industries that have helped improve the competitiveness of organizations. Additionally, it addresses the problems and challenges that enterprises face when trying to adapt to changing market conditions. Recommendations are provided for implementing effective strategies to foster a healthy competitive environment, which, in turn, contributes to the long-term development and success of organizations. The findings of this study may be useful for managers, specialists, and researchers in the fields of management and economics.