This paper examines the importance of improving financial literacy among the general population and identifies key priorities that can enhance individuals' understanding of personal finance, thereby fostering economic stability and social well-being. As financial markets become increasingly complex and integrated globally, a financially literate population is crucial for promoting informed decision-making, improving savings rates, and mitigating risks of financial crises. This study explores the current state of financial literacy across different demographics and offers practical recommendations for policymakers and educators to advance financial education. The research is structured into four main sections: literature review, research methodology, discussion, and conclusion. The literature review discusses the existing challenges in financial literacy and the benefits of financial education, while the research methodology details the approach used to gather data. The discussion focuses on the most urgent priorities for enhancing financial literacy, and the conclusion provides actionable recommendations for policy changes and educational interventions.

This article investigates the impact of financial literacy programs on women’s participation in business and entrepreneurial activities, employing an IMRAD (Introduction, Methods, Results, Discussion) structure. In the Introduction, it highlights the global underrepresentation of women in entrepreneurship and identifies financial illiteracy as a key barrier, proposing that targeted education can bridge this gap. The Methods section details a mixed methods study involving 300 women, split into an intervention group receiving a 12-week financial literacy course and a control group, with data collected via surveys and interviews. Results show a significant increase in financial knowledge (from 42/100 to 78/100) and business confidence (2.1/5 to 4.3/5) in

The prospect for the development of the financial market and improving financial literacy holds great potential for enhancing the welfare of the population.

Жаҳон иқтисодиётида содир бўлган турли иқтисодий инқирозлар, жумладан, «Covid-19» пандемияси шароитида дунё ҳамжамиятининг олдида аҳолининг молиявий саводхонлигини оширишга қаратилган тизимли чора-тадбирларга устуворлик қаратилди. Халқаро ташкилотлар экспертлари томонидан амалга оширилган тадқиқотлар натижаларига кўра, «дунёда, шу жумладан, G20 гуруҳига аъзо мамлакатлар аҳолисининг аксарияти асосий молиявий маҳсулотлар ва ушбу маҳсулотлар билан боғлиқ рискларни тушуниш юзасидан етарли билимга эга эмаслиги аниқланди». Шунингдек, «Иқтисодий Ҳамкорлик ва Тараққиёт Ташкилотига аъзо мамлакатлар аҳолисининг 56,8 фоизи молиявий саводхонлик даражасини аниқлаш мақсадида ўтказилган сўровномаларда минимал балл тўплаган». Халқаро экспертларнинг фикрича, бугунги кунда аҳолининг молиявий саводхонлиги даражасини ошириш мамлакатнинг ижтимоий-иқтисодий фаровонлигини таъминлаш ва барқарор иқтисодий ўсишга эришишнинг муҳим шарти ҳисобланади.

In contemporary society, the concept of population well-being has garnered increasing attention from policymakers, researchers, and practitioners alike