BANK XIZMATLARINI RIVOJLANTIRISHDA MOLIYAVIY TEXNOLOGIYALARDAN FOYDALANISH: XORIJIY TAJRIBA VA OʻZBEKISTON AMALIYOTI

Mualliflar

DOI:

https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp603-611

Annotasiya

Mazkur maqolada bank xizmatlarini rivojlantirishda moliyaviy texnologiyalar (FinTech)dan foydalanishning nazariy asoslari, rivojlangan mamlakatlar tajribasi va Oʻzbekiston bank tizimida amalga oshirilayotgan raqamli transformatsiya jarayonlari tahlil qilingan. AQSh, Buyuk Britaniya, Xitoy, Singapur va Janubiy Koreya tajribasi asosida FinTech texnologiyalarining bank xizmatlari samaradorligiga taʼsiri baholangan. Shuningdek, Oʻzbekiston banklarida raqamli xizmatlar koʻlami, mobil bank foydalanuvchilari soni va moliyaviy texnologiyalarning amaliy natijalari statistik maʼlumotlar asosida oʻrganilgan

Kalit so‘zlar:

FinTech raqamli bank Open Banking sunʼiy intellekt mobil bank blokcheyn raqamli transformatsiya bank innovatsiyalari

Bibliografik manbalar

Arner D.W., Barberis J.N., Buckley R.P. (2017) FinTech and RegTech in a Nutshell, and the Future in a Sandbox // CFA Institute Research Foundation. – Vol. 3. – pp. 1–20.

Bank for International Settlements (BIS) (2025). Annual Economic Report 2025. – Basel, Switzerland.

EY. (2025) Global FinTech Adoption Index 2025. – London.

International Monetary Fund (IMF) (2025). Fintech and Financial Services: Initial Considerations. – Washington DC.

Ismoilova G. (2023) Elektron pullar va ularning raqamli iqtisodiyotdagi oʻrni // Iqtisodiy taraqqiyot va tahlil.

Ismoilova G., Feruza N., Khadjieva N., Shaislamova M. (2019) Creating a Robust ICT Base for the Digital Economy // International Conference on Information Science and Communications Technologies (ICISCT).

Ismoilova G., Makhkamov B., Mahmudov J. (2022) Business in the Development of E-Commerce // International Conference on Information Science and Communications Technologies (ICISCT).

Ismoilova G., Mirkhadja D., Nabieva F. (2021) The Role of Processing Information in Digital Marketing // International Conference on Information Science and Communications Technologies (ICISCT).

KPMG. (2025) Pulse of FinTech H2 2025. – London.

McKinsey & Company. (2025) Global Banking Annual Review 2025. – New York.

Philippon T. (2019) On FinTech and Financial Inclusion // NBER Working Paper No. 26330. – Cambridge, MA: National Bureau of Economic Research.

Schueffel P. (2016) Taming the Beast: A Scientific Definition of FinTech // Journal of Innovation Management. – Vol. 4, No. 4. – pp. 32–54.

Thakor A.V. (2020) FinTech and Banking: What Do We Know? // Journal of Financial Intermediation. – Vol. 41. – Article 100833.

World Bank. (2025) Global Findex Database 2025: Digital Financial Inclusion. – Washington DC.

Yuklashlar

Nashr qilingan

Qanday qilib iqtibos keltirish kerak

Azimova , N. (2026). BANK XIZMATLARINI RIVOJLANTIRISHDA MOLIYAVIY TEXNOLOGIYALARDAN FOYDALANISH: XORIJIY TAJRIBA VA OʻZBEKISTON AMALIYOTI. Ilgʻor Iqtisodiyot Va Pedagogik Texnologiyalar, 3(3), 603-611. https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp603-611