ECONOMETRIC ANALYSIS OF LENDING ACTIVITY IN COMMERCIAL BANKS (BASED ON INDICATORS OF MICROCREDIT BANK JSCB)

Authors

DOI:

https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp788-797

Abstract

In the article, an econometric analysis of the influence of the dynamics of changes in the structural structure of the liabilities of the joint-stock commercial bank "Mikrokreditbank" operating in the national economy on the formation of net interest income is carried out. In particular, in the analysis, the bank's net interest income before deducting potential losses on assets was taken as the dependent variable, and the bank's obligations to other banks, deposits, credit and leasing transactions, securities issued by the bank, subordinated debt and other obligations, and share capital were selected as independent variables. Based on the analysis, scientific conclusions were formed

Keywords:

banking system commercial banks assets liabilities capital deposit loans credit activity financial indicators

References

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Bozorov , R., & Jabbarov , D. (2026). ECONOMETRIC ANALYSIS OF LENDING ACTIVITY IN COMMERCIAL BANKS (BASED ON INDICATORS OF MICROCREDIT BANK JSCB). Advanced Economics and Pedagogical Technologies, 2(6), 788-797. https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp788-797