O‘ZBEKISTONDA ALTERNATIV MOLIYA EKOTIZIMINI RIVOJLANTIRISH INSTRUMENTLARI TAHLILI VA ISTIQBOLLAR

Mualliflar

DOI:

https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp491-498

Annotasiya

Maqolada O‘zbekiston Respublikasida alternativ moliya ekotizimi va uning asosiy instrumentlari tahlil qilingan. So‘nggi yillarda mamlakatda iqtisodiy diversifikatsiya va moliyaviy inklyuziyani oshirish maqsadida mikromoliya, crowdfunding, peer-to-peer (P2P) lending, ijtimoiy investitsiyalar hamda islom moliyasi kabi alternativ moliyalashtirish mexanizmlariga e’tibor kuchaymoqda. Tadqiqotda ushbu instrumentlarning rivojlanish holati, imkoniyatlari va mavjud muammolari yoritilgan. Shuningdek, bozor konyunkturasining turli sharoitlarida alternativ moliya tizimining rivojlanish senariylari ishlab chiqilgan hamda crowdfunding va islom moliyasi uyg‘unlashuvi istiqbollari ko‘rib chiqilgan.

Kalit so‘zlar:

alternativ moliya moliyaviy inklyuziya crowdfunding P2P lending mikromoliya ijtimoiy investitsiya islom moliyasi

Bibliografik manbalar

Ahlers, G. K., Cumming, D., Günther, C., & Schweizer, D. (2015). Signaling in equity crowdfunding. Entrepreneurship Theory and Practice, 39(4), 955–980. https://doi.org/10.1111/etap.12157.

Armendáriz, B. & Morduch, J. (2010) The Economics of Microfinance. 2nd ed. Cambridge, MA: MIT Press.

Asian Development Bank (2022) Uzbekistan: Microfinance Sector Assessment. Manila: ADB.

Ethis. (2023). Islamic crowdfunding: Shariah-compliant investment alternative.

Freedman, S., & Jin, G. Z. (2017). The Information Value of Online Social Networks: Lessons from Peer-to-Peer Lending. Journal of Marketing Research, 54(4), 487–504.

Iqbal, Z. & Mirakhor, A. (2011) An Introduction to Islamic Finance: Theory and Practice. 2nd ed. Singapore: Wiley.

KPMG Uzbekistan (2024). Fintech va alternativ moliya bozorining tahlili.

Lambert, T. & Schwienbacher, A. (2010) ‘An empirical analysis of crowdfunding’, Social Science Research Network (SSRN), pp. 1–23.

Markaziy bank (2023). O‘zbekiston moliya bozori statistikasi.

Markaziy bank (2023). O‘zbekiston moliya bozori statistikasi.

Milne, A. & Parboteeah, P. (2016) The Business Models and Economics of Peer-to-Peer Lending. London: European Credit Research Institute.

Mohd Thas Thaker, M. A. (2018). Factors influencing the adoption of the Islamic crowdfunding model. ISRA International Journal of Islamic Finance, 10(1), 1–24. https://doi.org/10.1108/IJIF-05-2017-0007.

Rabbani, M. R., Khan, S., & Thalassinos, E. I. (2021). Fintech, blockchain and Islamic finance: An extensive literature review. International Journal of Economics and Business Administration, 9(2), 65–87. https://doi.org/10.35808/ijeba/704.

UzFinTech (2023-2024). Raqamli moliya rivojlanishi bo‘yicha yillik hisobot.

World Bank (2023) Financial Inclusion and Islamic Finance in Uzbekistan. Washington, DC: World Bank.

Zhang, B., Wardrop, R., Rau, R. & Gray, M. (2018) The 4th UK Alternative Finance Industry Report. Cambridge: Cambridge Centre for Alternative Finance.

Zhang, R., & Posso, A. (2020). The evolution of alternative finance. Journal of Financial Economics, 138(2), 386-405.

Ziegler, T., Shneor, R., Wenzlaff, K., Odorović, A., Johanson, D. & Hao, R. (2021) The Global Alternative Finance Market Benchmarking Report. Cambridge: Cambridge Centre for Alternative Finance.

Yuklashlar

Nashr qilingan

Qanday qilib iqtibos keltirish kerak

Tojiboyev , X., Dadabaev , U., & Abdushukurova , M. (2025). O‘ZBEKISTONDA ALTERNATIV MOLIYA EKOTIZIMINI RIVOJLANTIRISH INSTRUMENTLARI TAHLILI VA ISTIQBOLLAR. Ilgʻor Iqtisodiyot Va Pedagogik Texnologiyalar, 2(4), 491-498. https://doi.org/10.60078/3060-4842-2025-vol2-iss4-pp491-498