DIRECTIONS FOR IMPROVING SMALL BUSINESS LENDING MECHANISMS IN UZBEKISTAN
DOI:
https://doi.org/10.60078/3060-4842-2025-vol2-iss2-pp348-352Abstract
This article analyzes the current state of the credit system for small and medium-sized enterprises (SMEs) in Uzbekistan. Based on international experience and empirical research, the main constraints in SME financing are identified. The paper proposes strategic measures aimed at developing credit information infrastructure, introducing collateral-free lending mechanisms, promoting digital financing tools, and strengthening public guarantee schemes.
Keywords:
small and medium-sized enterprises credit system financial inclusion collateral policy digital financingReferences
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Абдикаримова Д.Р. «Банк кредитлари гаров таъминотини баҳолаш амалиётини такомиллаштириш йўллари» PhD илмий даражаси олиш учун ёзган диссертация автореферати. –Т.: 2018, 61 бет.
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