The article studies formation of banking services, their role in the financial services market are theoretically studied in the article. Independent approaches to the scientific views of foreign and domestic scientists have been developed. Specific aspects of the innovative approach to the introduction of banking services are systematized. The principles that should be taken into account in the creation of banking services have been developed. Based on the principles, scientific proposals and recommendations aimed at the development of banking services have been developed.

In the research article we forecast the efficiency of remote banking services of commercial banks. Statistical data of PJSC Trustbank and JSC Turonbank have been used to determine the forecast indicators. The forecast was made until March 2026, and the indicators were transferred to real figures.

This article is considering expanding the scope of banking services of commercial banks operating in Uzbekistan. As part of the study, the author analyzed practical data from commercial banks. Based on the results obtained, existing problems in expanding the scope of banking services of commercial banks and developing proposals for their elimination were identified.

The article examines in detail the banking services provided by commercial banks
in Uzbekistan, analyzed on the basis of practical data. As a result of the conducted research, existing problems were identified and proposals for their elimination were developed.