This article shows how important it is to transition to a green economy as a result of global climate change. Also, due to environmental and social problems, the priority tasks of green economy development and issues of increasing the role of banks in the development of green economy, environmental and social risks in banks and their assessment, green loans, green bonds expansion are presented.

This article analyzes the prospects for developing green finance products and creating innovative products in commercial banks. The research results indicate that green loans, ESG investments, and green bonds serve as essential tools for ensuring environmental, social, and economic sustainability in banking activities. Additionally, improving ecological risk management systems, cooperation with state and international financial institutions, and engaging young professionals and innovative ideas have been identified as key strategic directions.

This article analyzes the current state of attracting investments, loans, and financial resources for the development of the tourism sector in the Khorezm region. In particular, it examines the main challenges in financing, collateral security, infrastructure shortages, and legal barriers. Moreover, special attention is given to ecological aspects, sustainable tourism, green technologies, and ecotourism opportunities. Based on descriptive, comparative, ecological, and SWOT analyses, strategic proposals have been developed to address key issues, leverage opportunities, and promote sustainable tourism development.