This article examines the concept of profit, how it is formed and the factors that influence it. Profit is affected by many factors, and they were divided into two groups: external and internal factors. Bank profit is formed on the basis of the bank's credit, deposit, settlement and other types of banking activities. Traditionally, the largest share falls on the margin, that is, the difference between deposit and credit interest. The scientific work also examines and analyzes the practical data of the entire banking system throughout 2023. Based on these data, the largest share of the income item, as well as expenses, was determined. In addition, it is possible to observe the dynamics of increase and decrease in interest and non-interest income.

The article analyzes in detail the factors influencing the development of tourism in the regions. The role and importance of external and internal factors in the development of tourism are discussed.

This article analyzes the economic significance of internal and external factors affecting product cost, as well as methods of econometric modeling and forecasting to assess their impact. Additionally, the article covers the practical application of econometric modeling and forecasting and their impact on the activities of manufacturing enterprises. Scientific proposals and practical recommendations are provided based on the research results.

The scientific article examines the factors affecting the liquidity of commercial banks during the current banking crisis. In this case, the bank's liquidity depends not only on the bank's internal but also external factors. Also, the rational allocation of resources from the point of view of generating income has a positive effect on the financial stability of banks, in particular, on their liquidity. At the moment, the low quality of loans allocated by banks and the increase in the volume of problem loans have a negative impact on bank liquidity.

This article is dedicated to the classification and analysis of factors influencing the management system of competitiveness in textile enterprises. It examines the key aspects of the management system necessary to improve the quality of products manufactured by enterprises in the textile industry and to ensure their competitiveness. As a solution to the issue, both internal and external factors are analyzed, including resources, innovation activities, strategic programs, and the significance of the management system, as well as the technologies and human resources required to enhance competitiveness.

This paper analyzes the structure of assets that ensure the stability of commercial banks and the factors affecting them using econometric methods. The main purpose of the study was to study such factors as the quality of banks' assets, liquidity indicators, the structure of the loan portfolio, as well as external economic factors. The results obtained using econometrics methods help commercial banks make important decisions to improve their sustainability. The practical significance of the research lies in the fact that it serves as a methodological basis for the formation of strategies aimed at the development of banking activities.

The article explores the theoretical foundations of the concept of financial stability of banks. It also includes corresponding conclusions based on the analysis of external and internal factors affecting the financial stability of commercial banks.

The article reflects the results of a study of the Islamic capital market, which has become increasingly popular in recent years. It examines the degree of robustness of the instruments of the Islamic capital market to external shock factors in comparison with traditional ones. The author drew important conclusions as a result of an analysis conducted using the Hills estimation and OLS log-log regression methods.

The article provides an analysis of the literature on the theoretical foundations of lending mechanisms of commercial banks, as well as their interrelationship with the credit mechanism. Also, the theoretical foundations of external factors influencing the lending mechanisms of commercial banks in the economy are explained, and the aspects that should be paid attention to in practice related to them are highlighted, and appropriate conclusions are presented.

In this article, the processes of globalization and its impact on the country's economic security, as well as internal and external factors that threaten economic security, are thoroughly studied.

In this article, the need to adapt the production of small businesses to the conditions of economic modernization has led to increased interest in the formation of an innovative infrastructure, since it is almost impossible to identify prospects and develop measures to increase the competitiveness of the industry in market conditions without anticipating further development trends. In this regard, important internal and external factors influencing the development of measures to develop the infrastructure of innovative services for small business enterprises are highlighted.

This article analyzes the theoretical foundations of innovative development in industrial enterprises. Innovation plays a vital role in increasing growth rates and competitiveness in an industry. The article examines various theoretical models of innovative development, their stages, and the specifics of their application in industrial enterprises. It also analyzes the internal and external factors necessary for effective innovation management. Recommendations for the practical application of theoretical knowledge are provided, and areas for further research are identified.

This article analyzes the demographic impact of external labor migration on the population dynamics of Uzbekistan. Such factors as territorial imbalances arising as a result of migration, an increase in birth rates, and an increase in the working-age population were studied on the basis of statistical methods. The research results provide a scientific basis for determining the long-term demographic consequences of migration processes and the development of relevant policy decisions. The article is theoretically and practically relevant and serves to improve demographic policy.

In the article, the structure of assets in commercial banks and their grouping, the reasons for the emergence of problem assets and the internal and external factors affecting their emergence, based on their analysis, are studied. Also, the signs that lead to acceptable loans in the lending process of banks are also covered.

This article provides a comprehensive analysis of the impact of export and import processes on the effectiveness of the organizational and economic mechanism in children’s toy manufacturing. The study applies the PESTLE analysis method to assess the influence of external environment factors. In addition, an integrated index model is proposed to evaluate the efficiency of the organizational and economic mechanism. The results demonstrate that economic and technological factors have the greatest impact, while social and environmental aspects play a significant role in strategic development. The article concludes with practical recommendations aimed at enhancing efficiency in the sector and ensuring the competitiveness of domestic producers in the international market.

The article discusses the concept of financial stability of an enterprise, describes modern approaches to assessing financial stability and ways to improve it. The importance of managing the financial stability of an enterprise in modern conditions of external threats is emphasized.

The article analyzes the research results of foreign and domestic scientists on reducing poverty and improving the standard of living of the population. Analytical opinions about the created system for reducing poverty and future plans were put forward. Internal and external factors influencing the improvement of the standard of living of the world population and the reforms aimed at them, scientific researches on reducing poverty continue on a large scale. In particular, the optimal point of the consumption basket, the minimum living wage, the minimum consumption expenditure amount, and the development of criteria for determining the poverty and destitution thresholds, as well as comments on the scientific research works on the directions of private entrepreneurship for the population based on the neighborhood work system. In the literature analysis, normative documents issued on poverty reduction in our country are cited. Proposals and recommendations for the further development of the population's standard of living are presented based on the neighborhood work system.

The scientific article shows the content and essence of the mechanism of development of enterprises in the construction materials industry. In particular, ensuring the integration of elements of organizational structures and increasing the competitiveness of the enterprise; ensuring self-regulation and interaction of elements in order to organize efficient production; ensuring a steady push to create a permanent combination of production factors based on innovative risk; based on increasing the sustainability of the internal and external environment of the enterprise, as well as ensuring liberalism and effective development of enterprises.

The paper presents a systematic review of the literature on modeling export
dynamics based on vector autoregressions, as well as the results of econometric modeling and
scenario-based forecasts of export dynamics of the Republic of Uzbekistan based on a vector error
correction model. In conclusion, recommendations are provided to ensure an increase in the volume
of exports of the republic, taking into account external risks and internal macroeconomic factors

This article explores scientific issues related to inequality and stratification of population incomes. Income stratification is considered an integral element of the socio-economic system. The formation of population incomes has its own specific characteristics, and various factors are examined, such as the social status and background of individuals, education level, adaptation to the external social environment, intellectual and managerial abilities, among others.

This article examines the role and significance of the exchange rate in ensuring macroeconomic stability in Uzbekistan. The focus is on the economic consequences arising from changes in the national currency’s exchange rate, particularly on inflation levels, the balance of foreign trade, and economic growth. The study analyzes the Central Bank's currency policy, methods of managing foreign exchange reserves in the national economy, and factors affecting external economic activities. The article reviews the volatility of the exchange rate and its impact on economic stability based on international experiences, offering effective mechanisms that can be applied in the context of Uzbekistan. This article holds theoretical and practical significance for specialists, researchers, and public administration representatives dealing with currency policy and macroeconomic stability.