The article examines the essence of digital assets and their types, the role of the development of digital technologies, analyzes the main advantages and risks associated with the introduction of digital assets into circulation, draws conclusions and proposals for the effective development of the banking system in the context of further digitalization of the economy.

This article examines the impact of digital banking platforms on international trade. Digital platforms play a crucial role in accelerating international payments, reducing costs, automating currency conversion, expanding credit opportunities, and ensuring security. Additionally, digital technologies facilitate the simplification and development of international trade operations.

The article is devoted to the study of the legal regulation of the market of digital assets and cryptocurrencies, which is one of the most relevant and dynamically developing areas of modern law and economics. The work examines the main approaches to the regulation of digital assets in various countries, analyzes the advantages and disadvantages of existing legal norms and proposals for their improvement. Based on the analysis, recommendations are proposed for the formation of an effective legal framework that can ensure the stable development of the market for digital assets and cryptocurrencies, while minimizing potential risks.

Digitalization of national payment systems is one of the prerequisites for ensuring their effectiveness. At the same time, digitalization of these systems is carried out through the introduction of digital technologies by payment and settlement service providers, aimed at gaining competitive advantages by optimizing the provision of services and data processing, as well as the formation of customer-oriented business models.The article examines and summarizes the best practices of foreign countries in the field of digitalization of cashless payments.

This article discusses the theoretical issues of accounting for digital financial assets. Using foreign experience, proposals are made for accounting transactions with cryptocurrency.

This article discusses some theoretical issues of taxation of digital financial assets. Proposals for taxation of income from operations with cryptocurrency using foreign experience.

This article is devoted to the study of financial risks, their classification and management methods. The study examines various types of financial risks, such as credit, currency, interest rate, investment and others, as well as the principles of their systematization and the importance of the right approach to their management. The importance of risk classification for more accurate analysis and development of strategies to reduce them is considered.