This paper aims to study the relationship between ICT development, export diversification, and income inequality. The study is based on the analysis of data for 83 countries from 2002 to 2019 using the panel quantile regression method. The results of the analysis indicate that ICT has a negative impact on the level of income inequality, and this effect is more pronounced in countries with a high Gini coefficient. Export diversification also contributes to a more equal income distribution, and this effect is more pronounced in countries with low and medium levels of inequality. Moreover, the interaction of the ICT index with the export concentration index has a negative effect on income inequality, and the effect is stronger at the upper quantiles of the distribution. Accordingly, countries with high income inequality should pay special attention to the digitalization of the economy and strengthening export diversification.

This research explores the relationship between digitalization and its economic impact on household finances in Uzbekistan. The study's objective is to determine how technological advancements, particularly in ICT (Information and Communication Technology), influence financial behavior and market dynamics within Uzbekistan households. The research employs a quantitative approach, using a Tobit regression model to analyze data collected from various national databases, including Uzstat and the Global Innovation Index. The study focuses on variables such as the ICT index, government readiness for ICT integration, and the rate of automation, represented by the number of robots per 10,000 workers. Data was collected over a span of ten years, from 2011 to 2021, and analyzed to identify significant correlations between these variables and household savings rates. The findings suggest a positive correlation between the ICT index and labor market indices, indicating that as digitalization advances, the labor market and household incomes experience growth.