ISLOM BANK XIZMATLARINI TASHKIL ETISH TURLARI VA SHAKLLARI
DOI:
https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp633-640Annotasiya
Mazkur maqolada tijorat banklarida islom moliyasi xizmatlarini taqdim etishning uch asosiy modeli - islom darchasi, islom sho‘ba banki va to‘liq islom banki - nazariy jihatdan qiyosiy tahlil qilinadi. Tahlil kirish xarajatlari nazariyasi, tranzaksion xarajatlar nazariyasi, resursga asoslangan yondashuv va institutsional nazariya kabi to‘rtta fundamental iqtisodiy konsepsiya orqali amalga oshiriladi. Shuningdek, maqolada islom darchalari tomonidan ko‘rsatiladigan asosiy moliyaviy xizmat turlari - murobaha, mudoraba, mushoraka, ijara, istisna va salam - shartnomaviy mexanizmlari bilan batafsil yoritiladi. Tadqiqot natijalari shuni ko‘rsatadiki, O‘zbekiston kabi islom moliyasi bozori hali shakllanish bosqichida bo‘lgan mamlakatlarda islom darchasi modeli kirish xarajatlari minimalligi, mavjud infratuzilmadan foydalanish samaradorligi va dinamik moslashuvchanlik jihatidan strategik ustunlikka va ahamiyatga ega
Kalit so‘zlar:
islom darchasi islom sho‘ba banki to‘liq islom banki kirish xarajatlari nazariyasi tranzaksion xarajatlar resursga asoslangan yondashuv institutsional nazariya murobaha mudoraba mushoraka ijara istisna salamBibliografik manbalar
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