ATROF-MUHIT XAVFLARINI BOSHQARISH VA UNING TIJORAT BANKLARIDA KREDIT PORTFELI BARQARORLIGIGA TA‘SIRI
DOI:
https://doi.org/10.60078/3060-4842-2025-vol2-iss6-pp615-624Annotasiya
Ushbu tadqiqotda O‘zbekistondagi tijorat banklarining kredit portfeli barqarorligiga ekologik risklarni boshqarish (ERM) ning ta’siri o‘rganiladi, bunda barqarorlik haqidagi hisobotlar, tartibga soluvchi nashrlar va xalqaro moliya institutlarining ikkilamchi ma’lumotlari qo‘llaniladi. Natijalar shuni ko‘rsatadiki, ekologik skrining, yashil kreditlash va barqarorlikni boshqarishni o‘z ichiga olgan rivojlangan ERM tizimlariga ega banklarda muammoli kreditlar (NPL) koeffitsiyentlari pastroq va aktivlar sifati yaxshiroq. Boshqa tomondan, ERM dan unchalik ko‘p foydalanmaydigan banklar hali ham ekologik va kredit risklariga ko‘proq moyil. Tadqiqot shuni ko‘rsatadiki, O‘zbekiston bank tizimiga ekologik risklarni integratsiya qilish uni moliyaviy jihatdan barqarorroq qilish va barqaror moliyalashtirishning global standartlariga moslashtirish uchun zarurdir
Kalit so‘zlar:
atrof-muhit risklarini boshqarish kredit portfeli barqarorligi yashil moliyalashtirish muammoli kreditlar barqaror bank ishi O‘zbekistonBibliografik manbalar
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