TIJORAT BANKLARIDA KREDIT YO‘QOTISHLARI VA BOZOR VOLATILLIGINI PROGNOZLASHDA SUN’IY INTELLEKTDAN FOYDALANISH
DOI:
https://doi.org/10.60078/2992-877X-2026-vol4-iss7-pp226-233Annotasiya
Maqolada tijorat banklarida kredit yo‘qotishlari va bozor volatilligini prognozlashda sun’iy intellektdan foydalanish imkoniyatlari ko‘rib chiqilgan. Defolt ehtimoli, kutilayotgan kredit yo‘qotishlari va moliya bozorlari dinamikasini baholashda qo‘llaniladigan an’anaviy statistik usullar hamda mashinaviy o‘qitish algoritmlari tahlil qilingan. Ekonometrik modellarni intellektual algoritmlar bilan birlashtiruvchi gibrid yondashuvdan foydalanish maqsadga muvofiqligi asoslangan. Ma’lumotlar sifati, natijalarning izohlanishi va model riski bilan bog‘liq asosiy cheklovlar aniqlangan.
Kalit so‘zlar:
sun’iy intellekt tijorat banklari kredit riski kredit yo‘qotishlari bozor riski bozor volatilligi mashinaviy o‘qitish risk-menejmentBibliografik manbalar
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