Raxmanova , Laylo. “TIJORAT BANKLARIDA KREDITLASH JARAYONLARINI TAKOMILLASHTIRISH VA MOLIYALASHTIRISHNING ZAMONAVIY AMALIYOTDAGI HOLATI TAHLILI”. Ilgʻor Iqtisodiyot Va Pedagogik Texnologiyalar, vol. 3, no. 3, July 2026, pp. 935-42, https://doi.org/10.60078/3060-4842-2026-vol3-iss3-pp935-942.